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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

$425,0004 bd · 3 ba · 2,730 sq ft

Active·35 days on market

13012 Notre Dame Lane

Jacksonville, FL 32218

$425,000$156/sqftEst. $2,317/mo mortgageMLS# 2168116
4
Beds
3
Baths
2,730
Sq Ft
2005
Built
3
Garage
No
Pool
FEMA Zone XHOA $25/mo14,810 sqft lotSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

This Massive, 4-Bedroom, 1-Office Room, 3-Bathroom, 3-Car Garage Home. Features Include a Formal Living and Dining Room, Open Kitchen, and Family Room with a Fireplace. Fenced Large Backyard. Near Restaurants, Grocery Stores, Cinemas, and the New City Market (like St. John's Town Center). About 20 Minutes to Mayport, Beaches, downtown, and Huguenot (Fishing Park/Beach). Large Fenced Backyard, Great for Pets and Kids. Roof Replacement in 2025.

Next steps in Jacksonville

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,317
Property taxesest. at asking price, Duval County$696
HOAbilled quarterly$25
Estimated total, before insurance$3,038/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,628/yr · $552/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$425,000
$85,000
Loan Term
Monthly Payment
$2,317
Principal & Interest: $2,317
Property taxes (est.): $696
Insurance (est.): $283
Estimated Total Monthly
$3,296
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,731 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$370,610$370,610—

2025 property taxes (current owner): $6,628/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Oct 6, 2026Listed$425,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $163/sq ft; this home is listed at $156/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12750 Dunns View Drive, Jacksonville, FL 32218Listed by EXP REALTY LLCOct 2026$400,000$1734/22,31190.2
1109 Seattle Slew Lane, Jacksonville, FL 32218Listed by LISA DUKE REALTY LLCNov 2026$305,000$1513/22,0252700.5
1218 Brighton Ridge Court, Jacksonville, FL 32218Listed by RADIANT REALTYOct 2026$322,500$1423/22,2721480.5
1951 Wages Way Way S, Jacksonville, FL 32218Listed by BEACHSIDE BROKERS REALTY, INCNov 2026$449,000$1635/3.52,751570.8
12548 Daylight Trail, Jacksonville, FL 32218Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$369,900$1603/22,310620.8
12563 Creekside Manor Drive, Jacksonville, FL 32218Listed by WATERMARKE REALTY GROUP LLCOct 2026$355,000$1704/22,0921740.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$425,000
Price / Sq Ft$156
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,730
Acres0.34 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleA-Frame, Traditional
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

ElementaryLouis Sheffield
MiddleOceanway
HighFirst Coast

Community Information

Address13012 Notre Dame Lane, Jacksonville, FL 32218
Area092-Oceanway/Pecan Park
SubdivisionParque Diane
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size14,810.4 sq ft
Parcel Number1069401000

Amenities

AmenitiesPark, Playground
UtilitiesElectricity Available, Electricity Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s), His and Hers Closets, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingElectric
FlooringCarpet, Laminate, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesOutdoor Kitchen
Lot DescriptionCleared
Patio / PorchCovered
FencingBack Yard, Vinyl
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 6, 2026
Days on Market35
HOA Fees$75 / Quarterly
HOA FrequencyQuarterly
HOA NameParque Diane
Tax Amount$6,628.46
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LA ROSA REALTY NORTH FLORIDA, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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