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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

Active

Active·1 day on market

836 Mandalay Road

Jacksonville, FL 32216

$580,000$164/sqftEst. $3,096/moMLS# 2166720
3
Beds
2.5
Baths
3,538
Sq Ft
1985
Built
2
Garage
No
Pool
FEMA Zone XNo HOA0.97 acresSingle Family Residence1 story

About this home

Jacksonville

Beautifully updated and remodeled home situated on nearly 1 acre in the desirable Grove Park area. This spacious single-story residence offers an inviting blend of modern finishes, classic character, and comfortable living spaces throughout. The home features a beautifully refreshed interior, generous room sizes, and a functional layout ideal for both everyday living and entertaining. Enjoy the privacy of the tree-lined setting, circular driveway, side-entry garage, and expansive outdoor space with front and rear porch areas. With approximately 3,538 sq. ft. of total building area, this property offers exceptional space, privacy, and convenience in a central Jacksonville location. Move-in ready and beautifully remodeled—schedule your private showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$3,096
Property taxesest. at asking price, Duval County$947
Estimated total, before insurance$4,043/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,218/yr · $268/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$580,000
$116,000
Loan Term
Monthly Payment
$3,096
Principal & Interest: $3,096
Property taxes (est.): $947
Insurance (est.): $387
Estimated Total Monthly
$4,430
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,423 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:18 AM, sunset 7:16 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,218/yr

Estimated taxes if purchased at asking price: ~$11,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 26, 2026Listed$580,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$580,000
Price / Sq Ft$164
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage3,538
Total Structure Area3,538 sq ft
Acres0.97 acres
Year Built1985
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryHoliday Hill
MiddleSouthside

Community Information

Address836 Mandalay Road, Jacksonville, FL 32216
Area022-Grove Park/Sans Souci
SubdivisionGrove Park
CityJacksonville
CountyDuval
StateFL
Zip Code32216
Lot Size42,253.2 sq ft
Lot Dimensions150 × 235
Parcel Number1365750300
ZoningResidential

Amenities

UtilitiesCable Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingGarage
ViewOther

Interior

AppliancesMicrowave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryIn Unit
SecurityOther

Exterior

RoofShingle
ConstructionBrick Veneer, Frame

Additional Information

Date ListedSeptember 27, 2026
Days on Market0
Tax Amount$3,218.17
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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