This home is in Jacksonville.
Pending·15 days on market
492 Roberts Street
Jacksonville, FL 32254
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Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Unique investment and redevelopment opportunity! Situated on an oversized .44-acre corner parcel, this property offers multiple possibilities for an investor, builder or developer. The site includes two single-wide mobile homes with renovation potential, a garage apartment, and two additional older mobile homes with little to no contributory value that are currently used primarily for storage and may require removal. IMPORTANT: The approximately 2,400 SF of living area and total bedroom count reflected in the listing represent the COMBINED totals of the existing units/structures and are not attributable to one residence. The property offers the potential to be divided into three residential lots, each with its own utilities, for future new construction. Sold AS-IS. Buyer to perform all due diligence regarding zoning, lot division, structures, square footage, utilities, septic systems, permitting, and intended use. The wheelchair access ramp is excluded from the sale and does not convey
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 1985)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Public water · JEA
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,321 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,052/yr
Estimated taxes if purchased at asking price: ~$2,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 5, 2026Pending$137,000
- Oct 2, 2026Active Under Contract$137,000
- Sep 25, 2026Listed$137,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $188/sq ft; this home is listed at $57/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4862 Royal Avenue, Jacksonville, FL 32205Listed by JWB REALTY LLC | Sep 2026 | $330,000 | $188 | 4/2 | 1,759 | 86 | 0.8 |
| 4763 Attleboro Street, Jacksonville, FL 32205Listed by REAL BROKER LLC | Sep 2026 | $375,000 | $194 | 3/2 | 1,930 | 1 | 1.1 |
| 4660 French Street, Jacksonville, FL 32205Listed by THE PROPERTY EXPERTS REALTY & INVESTMENTS INC. | Jul 2026 | $380,000 | $188 | 4/3 | 2,026 | 73 | 1.1 |
| 5074 Columbus Avenue, Jacksonville, FL 32254Listed by UNITED REAL ESTATE GALLERY | Aug 2026 | $260,000 | $121 | 4/2 | 2,153 | 1 | 1.2 |
| 4654 Attleboro Street, Jacksonville, FL 32205Listed by LPT REALTY LLC | Sep 2026 | $400,000 | $237 | 4/2.5 | 1,690 | 11 | 1.3 |
| 1207 Glen Laura Road, Jacksonville, FL 32205Listed by HERRON REAL ESTATE LLC | Sep 2026 | $232,000 | $129 | 3/2 | 1,796 | 10 | 1.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines