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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Colony At Ponte Vedra Condo, Ponte Vedra Beach.

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Sold

Sold·Closed Jun 12, 2026·55 days on market·Recent sales in Colony At Ponte Vedra Condo·Colony At Ponte Vedra Condo

32 Ponte Vedra Colony Circle

Ponte Vedra Beach, FL 32082

$317,500sold priceListed at $324,900 · 97.7% of asking$318/sqftMLS# 2132616
2
Beds
2
Baths
1,000
Sq Ft
1994
Built
1
Garage
No
Pool

3 more homes for sale in Colony At Ponte Vedra Condo →Search Colony At Ponte Vedra Condo on the map

HOA $165/moCondominium1 story

About this home

Colony At Ponte Vedra Condo

FIRST-FLOOR living just a short walk or bike ride to the ocean in the heart of Ponte Vedra Beach, east of A1A. This beautifully updated 2-bedroom, 2-bath condo offers approximately 1,000 square feet of move-in ready space in one of the area's most walkable, beach-close communities. Inside, you'll find vinyl plank flooring throughout, remodeled kitchen and bathrooms, LED lighting, updated hardware, and a modern electric fireplace that adds warmth and character to the living space. Major upgrades include a new A/C (2025), water softener system, and added storage in the laundry area. Ground-floor access and a dedicated garage provide everyday convenience, making this an ideal full-time residence or an easy lock-and-leave beach retreat. A rare opportunity to own an updated, low-maintenance home just minutes from the ocean, dining, and shopping in Ponte Vedra Beach.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,759
Property taxesest. at asking price, St. Johns County$422
HOAbilled monthly$165
Estimated total, before insurance$2,346/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,634/yr · $303/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$317,500
$63,500
Loan Term
Monthly Payment
$1,759
Principal & Interest: $1,759
Property taxes (est.): $423
Insurance (est.): $212
Estimated Total Monthly
$2,393
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1994)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,803 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $75,000 in May 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$265,000$265,000—
2024$276,000$276,000—
2023$297,600$297,600—
2022$230,000$194,700—
2021$177,000$177,000—
2020$169,000$169,000—

2025 property taxes (current owner): $3,634/yr

Estimated taxes if purchased at asking price: ~$5,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $286/sq ft; this home is listed at $325/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
132 Ponte Vedra Colony Circle, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$485,000$3732/21,300940
15 Ponte Vedra Colony Circle, Ponte Vedra Beach, FL 32082Listed by ERA ONETEAM REALTYJun 2026$280,000$2952/29503530.1
7 Arbor Club Drive 102, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$216,000$2861/175550.3
7 Arbor Club Drive 211, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA COASTAL REALTY, INC.Jul 2026$235,000$2112/21,116920.3
871 Coral Reef Way Way, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$180,000$2451/1734690.4
730 Tidewater Court, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Jul 2026$300,000$2472/21,215180.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$324,900
Price / Sq Ft$325
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,000
Year Built1994
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address32 Ponte Vedra Colony Circle, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionColony At Ponte Vedra Condo
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0615203320

Amenities

AmenitiesMaintenance Grounds, Maintenance Structure, Management - Full Time, Management - Off Site
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingParking Lot

Interior

Interior FeaturesPrimary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Refrigerator, Freezer, Ice Maker, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringLaminate
FireplaceYes
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedMarch 2, 2026
Days on Market55
HOA Fees$165 / Monthly
HOA FrequencyMonthly
HOA NameColony of Ponte Vedra Master Association
Tax Amount$3,634.48
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Colony At Ponte Vedra Condo

Colony At Ponte Vedra Condo is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Colony At Ponte Vedra Condo homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines