Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ocean Grove Condos, Ponte Vedra Beach a waterfront home in Ponte Vedra Beach.

No photos available

This listing has no photos yet

Active

Active·Listed today·Ocean Grove Condos

7 Arbor Club Drive 102

Ponte Vedra Beach, FL 32082

$222,000$294/sqftEst. $1,132/moMLS# 2157747
1
Beds
1
Baths
755
Sq Ft
1992
Built
Garage
No
Pool

About this home

Ocean Grove Condos

Welcome to easy coastal living at 7 Arbor Club Drive, Unit 102 in Ponte Vedra Beach. This beautifully maintained, light-filled, ground floor end-unit offers a bright and inviting layout with peaceful views of the pond, and fountain from the living room, bedroom & back porch. Thoughtful updates and renovations include a large kitchen with quartz countertops and Frigidaire Gallery appliances, eat in dining area, laundry room, spacious living room and a primary bath with a walk-in shower make the home comfortable, functional, and move-in ready. Life in Ocean Grove feels like a year-round vacation. Residents enjoy access to a resort-style pool and hot tub, tennis courts, sand volleyball, a fitness center, media room, dog park, furnished clubhouse for social gatherings, and beautifully maintained grounds. The condo is conveniently located close to the pool, clubhouse and mailboxes. Just outside the entrance you're just minutes to the beach, top-notch restaurants, shopping, TPC Sawgrass and

Cost to own

Mortgage calculator

$222,000
$44,400
Loan Term
Monthly Payment
$1,132
Principal & Interest: $1,132
Property taxes (est.): $295
Insurance (est.): $148
Estimated Total Monthly
$1,575
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,132
Property taxesest. at asking price, St. Johns County$295
HOAbilled monthly$357
Estimated total, before insurance$1,784/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,667/yr · $222/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,667/yr

Estimated taxes if purchased at asking price: ~$3,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,795 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 30, 2026Listed$222,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$222,000
Price / Sq Ft$294
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage755
Year Built1992
TypeResidential
Sub-TypeCondominium
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontYes
Gated CommunityYes
Direction FacesWest

School Information

Community Information

Address7 Arbor Club Drive 102, Ponte Vedra Beach, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionOcean Grove Of Ponte Vedra Condo
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0615130702

Amenities

AmenitiesBeach Access, Clubhouse, Dog Park, Fitness Center, Gated, Management- On Site, Spa/Hot Tub, Tennis Court(s), Trash, Water
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingUnassigned
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity Gate, Smoke Detector(s)
Spa FeaturesCommunity

Exterior

Patio / PorchRear Porch, Screened
RoofShingle
ConstructionStucco

Additional Information

Date ListedJuly 30, 2026
Days on Market1
HOA Fees$357 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Trash, Water
Tax Amount$2,666.78
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

The neighborhood

About Ocean Grove Condos

Ocean Grove Condos is a neighborhood in Ponte Vedra Beach Condos, FL (St. Johns County), ZIP 32082.

View all Ocean Grove Condos homes for sale →

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke