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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Colony At Ponte Vedra Condo, Ponte Vedra Beach a waterfront home in Ponte Vedra Beach.

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Active·Listed today·Colony At Ponte Vedra Condo

22 Ponte Vedra Colony Circle

Ponte Vedra Beach, FL 32082

$360,000$379/sqftEst. $1,870/moMLS# 2164240
2
Beds
2
Baths
950
Sq Ft
1994
Built
1
Garage
No
Pool

About this home

Colony At Ponte Vedra Condo

Beach living meets investment opportunity in Ponte Vedra Beach. East of A1A and just a short walk from the sand, this TURNKEY renovated beach retreat delivers the kind of flexibility that is increasingly hard to find. Whether you're looking for a part-time low-maintenance beach getaway, a full-time residence, this one checks the boxes. The heavy lifting has already been done, so you can spend less time renovating and more time enjoying everything Ponte Vedra Beach has to offer. Add in the included single-car garage unit, offering valuable storage for bikes, beach gear, a golf cart, or your car, and this property becomes even more versatile. Turnkey, walkable, rentable, and in one of Northeast Florida's most desirable beach communities. This is the kind of property that doesn't come along often.

Cost to own

Mortgage calculator

$360,000
$72,000
Loan Term
Monthly Payment
$1,870
Principal & Interest: $1,870
Property taxes (est.): $479
Insurance (est.): $240
Estimated Total Monthly
$2,589
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$1,870
Property taxesest. at asking price, St. Johns County$479
HOAbilled monthly$345
Estimated total, before insurance$2,694/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,634/yr · $303/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,634/yr

Estimated taxes if purchased at asking price: ~$5,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 10, 2026Listed$360,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$360,000
Price / Sq Ft$379
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage950
Year Built1994
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes
Direction FacesNorth

Community Information

Address22 Ponte Vedra Colony Circle, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionColony At Ponte Vedra Condo
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0615202220

Amenities

AmenitiesMaintenance Grounds, Maintenance Structure
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking, Garage
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
# of Stories1
LaundryIn Unit

Additional Information

Date ListedSeptember 10, 2026
Days on Market0
HOA Fees$345 / Monthly
HOA FrequencyMonthly
HOA NameColony At Ponte Vedra 2 Condo Association
HOA Fee IncludesMaintenance Grounds, Maintenance Structure
Tax Amount$3,634.48
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Colony At Ponte Vedra Condo

Colony At Ponte Vedra Condo is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Colony At Ponte Vedra Condo homes for sale →

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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