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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Colony At Ponte Vedra Condo, Ponte Vedra Beach — a waterfront home in Ponte Vedra Beach.

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Active·47 days on market·Colony At Ponte Vedra Condo

22 Ponte Vedra Colony Circle

Ponte Vedra Beach, FL 32082

$360,000$379/sqftEst. $1,978/mo mortgageMLS# 2164240
2
Beds
2
Baths
950
Sq Ft
1994
Built
1
Garage
No
Pool

2 more homes for sale in Colony At Ponte Vedra Condo →Search Colony At Ponte Vedra Condo on the map

FEMA Zone XHOA $345/moWaterfrontCondominium1 story

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About this home

Colony At Ponte Vedra Condo

Beach living meets investment opportunity in Ponte Vedra Beach. East of A1A and just a short walk from the sand, this TURNKEY renovated beach retreat delivers the kind of flexibility that is increasingly hard to find. Whether you're looking for a part-time low-maintenance beach getaway, a full-time residence, this one checks the boxes. The heavy lifting has already been done, so you can spend less time renovating and more time enjoying everything Ponte Vedra Beach has to offer. Add in the included single-car garage unit, offering valuable storage for bikes, beach gear, a golf cart, or your car, and this property becomes even more versatile. Turnkey, walkable, rentable, and in one of Northeast Florida's most desirable beach communities. This is the kind of property that doesn't come along often.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,978
Property taxesest. at asking price, St. Johns County$479
HOAbilled monthly$345
Estimated total, before insurance$2,802/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,634/yr · $303/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$360,000
$72,000
Loan Term
Monthly Payment
$1,978
Principal & Interest: $1,978
Property taxes (est.): $479
Insurance (est.): $240
Estimated Total Monthly
$2,697
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1994)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA_Premises point dataset CCB_DESCR like sewer · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA_Premises point dataset CCB_DESCR like sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,815 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,634/yr

Estimated taxes if purchased at asking price: ~$5,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 10, 2026Listed$360,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $305/sq ft; this home is listed at $379/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
15 Ponte Vedra Colony Circle, Ponte Vedra Beach, FL 32082Listed by ERA ONETEAM REALTYJun 2026$280,000$2952/29503530
32 Ponte Vedra Colony Circle, Ponte Vedra Beach, FL 32082Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$317,500$3182/21,000550
21 Ponte Vedra Colony Circle, Ponte Vedra Beach, FL 32082Listed by ALL SOUTH REALTY, INC.Apr 2026$290,000$3052/2950160
113 Ponte Vedra Colony Circle, Ponte Vedra Beach, FL 32082Listed by MARK SPAIN REAL ESTATEMay 2026$275,000$2752/21,000390.1
66 Ponte Vedra Colony Circle, Ponte Vedra Beach, FL 32082Listed by ATLANTIC SHORES REALTY OF JACKSONVILLE LLCMay 2026$295,000$3112/295030.1
782 Sea Oats Bay, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTSApr 2026$210,000$2661/179090.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$360,000
Price / Sq Ft$379
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage950
Year Built1994
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes
Direction FacesNorth

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address22 Ponte Vedra Colony Circle, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionColony At Ponte Vedra Condo
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0615202220

Amenities

AmenitiesMaintenance Grounds, Maintenance Structure
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking, Garage
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
# of Stories1
LaundryIn Unit

Additional Information

Date ListedSeptember 10, 2026
Days on Market47
HOA Fees$345 / Monthly
HOA FrequencyMonthly
HOA NameColony At Ponte Vedra 2 Condo Association
HOA Fee IncludesMaintenance Grounds, Maintenance Structure
Tax Amount$3,634.48
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Colony At Ponte Vedra Condo

Colony At Ponte Vedra Condo is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Colony At Ponte Vedra Condo homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines