This home is in Ocean Grove Condos, Ponte Vedra Beach — a gated community home in Ponte Vedra Beach.
Active·3 days on market·Ocean Grove Condos
9 Arbor Club Drive 210
Ponte Vedra Beach, FL 32082
8 more homes for sale in Ocean Grove Condos →Search Ocean Grove Condos on the map
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 333-8595 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Ocean Grove Condos
Discover refined coastal living in this beautifully maintained Ponte Vedra condo, offering tranquil water views and a versatile loft-style floor plan. This 1-bedroom, 1-bath residence features a spacious loft currently used as a second bedroom and office, offering impressive flexibility and storage. Soaring ceilings and a distinctive spiral staircase create an elegant sense of space and character, while an updated kitchen with newer appliances, LVP flooring, and interior laundry add everyday convenience. The true highlight is the peaceful balcony, where breathtaking water views create the perfect setting for morning coffee, relaxing afternoons, or sunset evenings. Residents enjoy exceptional amenities including PRIVATE COMMUNITY BEACH ACCESS, a pool, fitness center, clubhouse, media room, tennis courts, volleyball, and a dog park. Ideally located just minutes from top-rated St. Johns County schools, shopping, dining, hospitals, and all that Ponte Vedra Beach has to offer.
Next steps in Ocean Grove Condos
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: material not specified — year not disclosed (home built 1992)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · St Johns County Utilities
County records show this parcel on central sewer served by St Johns County Utilities — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,768 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $598/yr
Estimated taxes if purchased at asking price: ~$3,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 1, 2026Active$220,000
- Sep 18, 2026Listed$220,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Ocean Grove Condos
Ocean Grove Condos is a neighborhood in Ponte Vedra Beach Condos, FL (St. Johns County), ZIP 32082.
View all Ocean Grove Condos homes for sale →Keep looking
More homes in Ocean Grove Condos
For Sale29 Arbor Club Drive 103Ponte Vedra Beach, FL 32082
2 bd · 2 ba · 1,116 sq ft
$219,999Est. $1,171/moStep into this recently renovated condo and you've found your new beach home. This two bedroom two bath has been…
Listing Office: keller williams realty atlantic partners
For Sale27 Arbor Club Drive 209Ponte Vedra Beach, FL 32082
1 bd · 1 ba · 944 sq ft
$199,000Est. $1,059/moOutstanding end-unit condo offering exceptional privacy, thoughtful updates, and meticulous owner care. From the moment…
Listing Office: re/max unlimited
For Sale27 Arbor Club Drive 318Ponte Vedra Beach, FL 32082
2 bd · 2 ba
$250,000Est. $1,331/moLocated in the heart of Ponte Vedra Beach this updated condo with GARAGE offers the perfect combination of comfort,…
Listing Office: ponte vedra club realty, inc.
For Sale21 Arbor Club Drive 319Ponte Vedra Beach, FL 32082
2 bd · 2 ba · 1,070 sq ft
$265,000Est. $1,410/moPrivate beach access, an included garage, resort-style amenities, and a top-floor retreat you'll love coming home to.…
Listing Office: momentum realty
Keep looking
Similar homes in Ponte Vedra Beach
Explore the area
More in Ocean Grove Condos
Ocean Grove Condos guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines
Open Houses
10/4/2026
2:00 pm - 4:00 pm