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This home is in Ocean Grove Condos, Ponte Vedra Beach.

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Active·Listed today·Ocean Grove Condos

27 Arbor Club Drive 209

Ponte Vedra Beach, FL 32082

$199,000$211/sqftEst. $1,034/moMLS# 2165038
1
Beds
1
Baths
944
Sq Ft
1992
Built
Garage
No
Pool

About this home

Ocean Grove Condos

Outstanding end-unit condo offering exceptional privacy, thoughtful updates, and meticulous owner care. From the moment you enter, the soaring vaulted ceiling creates an inviting sense of volume and light, beautifully complemented by updated paint tones. The gourmet kitchen is both stylish and functional, featuring 42'' maple cabinetry, a striking stone backsplash, stainless-steel appliances, a new stainless-steel sink, and a convenient breakfast bar. A carpeted spiral staircase leads to a versatile open loft framed by an entire wall of closets--an ideal retreat for a guest suite, second bedroom, private office, fitness studio or den. The generously proportioned primary bedroom features a spacious walk-in closet. A screened balcony provides a peaceful setting for morning coffee or relaxed evening entertaining. Water and sewer are included in the condo fees. Impeccably maintained, this exceptional residence offers the opportunity to enjoy an elevated lifestyle while building equity!

Cost to own

Mortgage calculator

$199,000
$39,800
Loan Term
Monthly Payment
$1,034
Principal & Interest: $1,034
Property taxes (est.): $265
Insurance (est.): $133
Estimated Total Monthly
$1,431
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$1,034
Property taxesest. at asking price, St. Johns County$265
HOAbilled monthly$444
Estimated total, before insurance$1,742/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$573/yr · $48/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$190,000$5,955
2024$204,500$3,530
2023$205,344$369
2022$150,000$1,800
2021$130,000$80,000
2020$120,000$62,061

2025 property taxes (current owner): $573/yr

Estimated taxes if purchased at asking price: ~$3,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 16, 2026Listed$199,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$199,000
Price / Sq Ft$211
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage944
Year Built1992
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address27 Arbor Club Drive 209, Ponte Vedra Beach, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionOcean Grove Of Ponte Vedra Condo
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0615132709
ZoningCondominium

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Maintenance Grounds, Management- On Site, Tennis Court(s), Water
UtilitiesCable Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingDetached, Unassigned

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Primary Bathroom - Tub with Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesBalcony
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPorch, Screened

Additional Information

Date ListedSeptember 16, 2026
Days on Market0
HOA Fees$444 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Sewer, Water
Tax Amount$573.45
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

The neighborhood

About Ocean Grove Condos

Ocean Grove Condos is a neighborhood in Ponte Vedra Beach Condos, FL (St. Johns County), ZIP 32082.

View all Ocean Grove Condos homes for sale →

Listing Courtesy of: RE/MAX UNLIMITED

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines