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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·3 days on market

4304 San Juan Avenue 1

Jacksonville, FL 32210

$715,000$233/sqftEst. $3,786/moMLS# 2165620
6
Beds
4
Baths
3,066
Sq Ft
1934
Built
Garage
No
Pool
FEMA Zone XNo HOA10,890 sqft lotQuadruplex

About this home

Jacksonville

Opportunity to own a four-unit property in Jacksonville with income already in place! 4304 San Juan Ave offers flexibility for both investors and owner occupants looking to offset housing expenses with rental income. Live in one unit while collecting rent from the others, or add the property to your investment portfolio and take advantage of four separate income producing units under one roof. Current gross monthly rents total approximately $5,210, providing strong existing income with potential for future upside. Conveniently located with easy access to major roadways, shopping, dining, NAS Jacksonville, downtown and surrounding neighborhoods. FHA and VA financing may be options for qualified owner occupants; buyers should verify eligibility and loan requirements with their lender. A rare opportunity to combine homeownership and rental income in one property.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$3,786
Property taxesest. at asking price, Duval County$1,167
Estimated total, before insurance$4,954/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,883/yr · $240/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$715,000
$143,000
Loan Term
Monthly Payment
$3,786
Principal & Interest: $3,786
Property taxes (est.): $1,168
Insurance (est.): $477
Estimated Total Monthly
$5,431
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 1934)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,010 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,883/yr

Estimated taxes if purchased at asking price: ~$14,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 19, 2026Listed$715,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$715,000
Price / Sq Ft$233
Bedrooms6
Bathrooms4.00
Full Baths4
Square Footage3,066
Total Structure Area3,653 sq ft
Acres0.25 acres
Year Built1934
TypeResidential Income
Sub-TypeQuadruplex
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address4304 San Juan Avenue 1, Jacksonville, FL 32210
Area032-Avondale
SubdivisionLakeside Park
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size10,890 sq ft
Parcel Number0938320000
ZoningMulti Family

Amenities

UtilitiesWater Connected
ParkingAssigned, Shared Driveway

Interior

HeatingCentral
CoolingCentral Air

Exterior

Lot DescriptionCorner Lot
Road FrontageCity Street

Additional Information

Date ListedSeptember 19, 2026
Days on Market2
Tax Amount$2,882.96
Tax Year2025
Listing TermsCash, Conventional, VA Loan
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY · archie.staley@floridanetworkrealty.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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