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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Sep 2, 2025·56 days on market·Recent sales in Jacksonville

3577 Valencia Road

Jacksonville, FL 32205

$708,000sold priceListed at $749,000 · 94.5% of asking$230/sqftMLS# 2086816
5
Beds
3.5
Baths
3,080
Sq Ft
1926
Built
—
Garage
No
Pool
No HOA6,098 sqft lotDuplex2 stories

About this home

Jacksonville

1% Lender Credit towards closing costs available when using our Preferred Lender. DSCR loan options available! See private remarks and documents. Rare investment opportunity to own a fully renovated duplex in one of the BEST neighborhoods in Jacksonville! Don't miss your chance to own a fully renovated historic duplex offering nearly 3,100 square feet of living space. Property underwent a near full gut job renovation in 2024/2025. Major upgrades include all-new electrical systems (panels, meters, full rewire), plumbing, new roof, HVAC systems with new ductwork and attic insulation, hot water heaters, interior and exterior paint, and a nearly complete interior renovation. Thoughtful design choices preserve original architectural elements like arched doorways, wood-burning fireplaces, and beautifully refinished hardwood floors, while incorporating stylish, modern finishes that honor the home's historic character. The generous layout and floor plan make it feel like two

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,891
Property taxesest. at asking price, Duval County$1,156
Estimated total, before insurance$5,047/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,697/yr · $141/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1926)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,309 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:34 AM, sunset 6:48 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,697/yr

Estimated taxes if purchased at asking price: ~$13,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $223/sq ft; this home is listed at $243/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1639 Talbot Avenue, Jacksonville, FL 32205Listed by COLDWELL BANKER VANGUARD REALTYJun 2025$617,500$2864/32,156790.1
1422 Wolfe Street, Jacksonville, FL 32205Listed by JANIE BOYD & ASSOCIATES REAL ESTATE SERVICES LLCJun 2026$365,000$1504/32,43260.2
3668 Valencia Road, Jacksonville, FL 32205Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAMay 2026$670,000$2074/43,2312220.2
1438 Dancy Street, Jacksonville, FL 32205Listed by THIRDSTONE PROPERTIES LLCMar 2026$555,000$1915/52,910180.2
3658 Herschel Street, Jacksonville, FL 32205Listed by MCADOO MULTIFAMILY ADVISORS LLCDec 2025$650,000$2234/42,912470.2
3553 Oak Street, Jacksonville, FL 32205Listed by WATSON REALTY CORPOct 2025$600,000$2354/42,554510.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$749,000
Price / Sq Ft$243
Bedrooms5
Bathrooms3.50
Full Baths2
Half Baths3
Square Footage3,080
Total Structure Area3,080 sq ft
Acres0.14 acres
Year Built1926
TypeResidential Income
Sub-TypeDuplex
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

ElementaryWest Riverside
MiddleLake Shore
HighRiverside

Community Information

Address3577 Valencia Road, Jacksonville, FL 32205
Area032-Avondale
SubdivisionSt Johns Heights
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size6,098.4 sq ft
Lot Dimensions50 x 125
Parcel Number0921180000
ZoningMulti Family

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces2
# of Stories2
LevelsTwo
LaundryIn Unit

Exterior

Lot DescriptionHistoric Area
FencingBack Yard
RoofShingle
ConstructionWood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 10, 2025
Days on Market56
Tax Amount$1,697.24
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
New ConstructionNo

Listing Courtesy of: COWFORD REALTY & DESIGN LLC

Sold by: RE/MAX SPECIALISTS PV (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 2, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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