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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Sandalwood High School.

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Active

Active·36 days on market

10057 N Romaine Circle 2

Jacksonville, FL 32225

$240,000$171/sqftEst. $1,319/mo mortgageMLS# 2165485
↓ $10,000 below original list
2
Beds
2.5
Baths
1,402
Sq Ft
1986
Built
1
Garage
No
Pool
FEMA Zone XHOA $28/mo10,890 sqft lotTownhouse2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Turn-key and ready for easy, low-maintenance living! This conveniently located townhome features two generously sized bedrooms, each with its own ensuite full bathroom. Enjoy an extremely convenient location just 2 minutes from I-295 and approximately 10 minutes from Atlantic Beach. The front gate opens to a charming paver patio with direct access to the main entry and garage. Inside, the open-concept kitchen flows seamlessly into the dining and family rooms, where a cozy fireplace and soaring ceilings create a warm and inviting atmosphere. Large windows fill the home with an abundance of natural light. The spacious owner's suite features its own private balcony along with additional storage space. The HOA maintains the front yard, while the backyard is the owner's responsibility. A great opportunity for convenient, comfortable, low-maintenance living in a fantastic location!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,319
Property taxesest. at asking price, Duval County$392
HOAbilled monthly$28
Estimated total, before insurance$1,739/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$240,000
$48,000
Loan Term
Monthly Payment
$1,319
Principal & Interest: $1,319
Property taxes (est.): $392
Insurance (est.): $160
Estimated Total Monthly
$1,871
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,667 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:35 AM, sunset 6:45 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Oct 21, 2026Price change$240,000−$5,000
  • Oct 2, 2026Price change$245,000−$5,000
  • Sep 18, 2026Listed$250,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $146/sq ft; this home is listed at $171/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1135 Romaine Circle W, Jacksonville, FL 32225Listed by FLATFLEE.COM INCOct 2026$135,000$873/21,548190.1
1159 E Romaine Circle E, Jacksonville, FL 32225Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$220,000$1672/21,3211570.1
1545 Landau Road, Jacksonville, FL 32225Listed by KELLER WILLIAMS JACKSONVILLEOct 2026$215,000$1463/2.51,468220.9
1591 Landau Road, Jacksonville, FL 32225Listed by MARK SPAIN REAL ESTATESep 2026$200,000$1363/2.51,468811
325 Greencastle Drive 55, Jacksonville, FL 32225Listed by ZALLOUM REALTY LLCAug 2026$173,900$1222/2.51,428121
1541 Acken Drive, Jacksonville, FL 32225Listed by EXIT INSPIRED REAL ESTATEAug 2026$227,000$1593/2.51,428841

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$240,000
Price / Sq Ft$171
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,402
Acres0.25 acres
Year Built1986
TypeResidential
Sub-TypeTownhouse
StyleContemporary
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

ElementaryWaterleaf
MiddleLandmark

Community Information

Address10057 N Romaine Circle 2, Jacksonville, FL 32225
Area042-Ft Caroline
SubdivisionBroodwood Forest
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size10,890 sq ft
Parcel Number1612965476
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesEntrance Foyer, Open Floorplan, Primary Bathroom - Tub with Shower, Vaulted Ceiling(s)
AppliancesDishwasher, Dryer, Electric Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories2
LevelsMulti/Split
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

Exterior

Exterior FeaturesBalcony
Patio / PorchFront Porch
FencingBack Yard
RoofShingle

Additional Information

Date ListedSeptember 18, 2026
Days on Market33
HOA Fees$28 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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