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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Active

Active·7 days on market

513 New Brunswick Terrace

Jacksonville, FL 32221

$535,000$172/sqftEst. $2,856/moMLS# 2165368
4
Beds
3.5
Baths
3,110
Sq Ft
2002
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $41/mo11,326 sqft lotSingle Family Residence2 stories

About this home

Jacksonville

This stunning pool home is situated on a desirable corner lot, and just one house away from the cul-de-sac, offering privacy and space. The home features 4 bedrooms, and 3.5 bathrooms, including a versatile bedroom that can also function as a private home office with its own full bathroom and private door providing direct access to the pool area. Upstairs, an additional private room with its own half bathroom offers flexible space for a guest room, playroom or private retreat. Updates include new carpet installed in 2024, a roof replaced in 2021, HVAC and water heater replaced in 2022. The primary bedroom is privately positioned away from the additional bedrooms and features his-and-hers closets and a spacious ensuite bathroom, and direct access to the sunroom through a private door. Two additional bedrooms share a conveniently designed Jack-and Jill-style bathroom with direct access from each bedroom. The kitchen offers modern app

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,856
Property taxesest. at asking price, Duval County$874
HOAbilled semi-annually$41
Estimated total, before insurance$3,771/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$535,000
$107,000
Loan Term
Monthly Payment
$2,856
Principal & Interest: $2,856
Property taxes (est.): $874
Insurance (est.): $357
Estimated Total Monthly
$4,086
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2021 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,692 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 7:18 AM, sunset 7:19 PM.

  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$518,481$174,462—
2024$480,758$168,838—
2023$443,787$162,464—
2022$413,261$156,276—
2021$323,140$150,268—
2020$319,103$147,503—

Estimated taxes if purchased at asking price: ~$10,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 18, 2026Listed$535,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$535,000
Price / Sq Ft$172
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,110
Total Structure Area3,650 sq ft
Acres0.26 acres
Year Built2002
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure, Waterfall
Is WaterfrontNo
Direction FacesEast

School Information

ElementaryChaffee Trail
MiddleChaffee Trail
HighEdward White

Community Information

Address513 New Brunswick Terrace, Jacksonville, FL 32221
Area062-Crystal Springs/Country Creek Area
SubdivisionThe Hamlet
CityJacksonville
CountyDuval
StateFL
Zip Code32221
Lot Size11,325.6 sq ft
Parcel Number0618420120

Amenities

AmenitiesMaintenance Grounds
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingCovered, Garage, Garage Door Opener
ViewPool

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsMulti/Split
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCorner Lot
FencingBack Yard, Privacy, Wood
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 18, 2026
Days on Market0
HOA Fees$245 / Semi-Annually
HOA FrequencySemi-Annually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HOUSE & HAVEN

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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