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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jun 8, 2026·149 days on market·Recent sales in Jacksonville

998 Fox Chapel Lane

Jacksonville, FL 32221

$349,000sold priceListed at $349,000 · 100% of asking$97/sqftMLS# 2115315
5
Beds
3
Baths
3,582
Sq Ft
2003
Built
2
Garage
No
Pool
HOA $16/mo9,583 sqft lotSingle Family Residence2 stories

About this home

Jacksonville

MASSIVE PRICE REDUCTION $349,00! Spacious 5-bedroom, 3-bath home offering strong value with a bonus room for an office or gym. Property is subject to a scheduled foreclosure sale. Seller is cooperative. All offers must include proof of funds or lender pre-approval. Submit offers promptly. This is the deal that buyers wait for but rarely see. If you are looking for your next home, this one is it. This property offers instant equity. Opportunities like this will not last-schedule your showing today before it's gone.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,933
Property taxesest. at asking price, Duval County$570
HOAbilled annually$16
Estimated total, before insurance$2,519/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,784/yr · $232/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$349,000
$69,800
Loan Term
Monthly Payment
$1,933
Principal & Interest: $1,933
Property taxes (est.): $570
Insurance (est.): $233
Estimated Total Monthly
$2,736
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:27 AM, sunset 7:01 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$364,877$140,804—
2024$353,202$136,129—
2023$366,915$130,708▲ $39,396
2022$314,444$125,445▲ $17,807
2021$247,449$120,335—
2020$224,919$117,984—

2024 property taxes (current owner): $2,784/yr

Estimated taxes if purchased at asking price: ~$6,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $196/sq ft; this home is listed at $97/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1032 Deer Spring Drive, Jacksonville, FL 32221Listed by HEAVENER REALTY, LLCOct 2026$424,900$1465/32,909120.4
9286 Thunderbolt Court, Jacksonville, FL 32221Listed by UNITED REAL ESTATE GALLERYAug 2026$415,000$1385/32,9991200.8
1254 McGirts Creek Drive, Jacksonville, FL 32221Listed by EXP REALTY LLCJul 2026$389,000$1524/22,55271
1124 Victory Lake Dr. Drive, Jacksonville, FL 32221Listed by MOMENTUM REALTYJul 2026$665,000$1964/3.53,400661.2
1612 Kilchurn Road, Jacksonville, FL 32221Listed by HERRON REAL ESTATE LLCJul 2025$599,000$2205/32,719951.3
1024 Morning Stroll Lane, Jacksonville, FL 32221Listed by BRANDYWINE HOMES USA LLCAug 2026$580,000$2224/32,61171.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$349,000
Price / Sq Ft$97
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage3,582
Acres0.22 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

MiddleJoseph Stilwell
HighEdward White

Community Information

Address998 Fox Chapel Lane, Jacksonville, FL 32221
Area062-Crystal Springs/Country Creek Area
SubdivisionMeadow Pointe
CityJacksonville
CountyDuval
StateFL
Zip Code32221
Lot Size9,583.2 sq ft
Parcel Number0088918100
ZoningSingle Family

Amenities

UtilitiesCable Available, Electricity Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesEntrance Foyer, His and Hers Closets, Pantry, Primary Bathroom - Shower No Tub, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Ice Maker, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories2
LevelsTwo
LaundryLower Level

Exterior

ConstructionStucco

Additional Information

Date ListedOctober 28, 2025
Days on Market149
HOA Fees$195 / Annually
HOA FrequencyAnnually
HOA NameMEADOW POINTE
Tax Amount$2,784.25
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS FIRST COAST REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

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