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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a waterfront home in Jacksonville.

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Active·Listed today

505 Lancaster Street 9A-B

Jacksonville, FL 32204

$3,000,000$833/sqftEst. $15,887/moMLS# 2165363
2
Beds
3
Baths
3,600
Sq Ft
1984
Built
2
Garage
No
Pool
HOA $2010/moWaterfrontCondominium1 story

About this home

Jacksonville

Riverfront Reimagined | Historic Riverside's Most Extraordinary Address Step inside and feel the difference immediately. This residence carries the same polished, private feel of an elegant downtown New York or Miami address, an arrival experience unlike anything else in Jacksonville. Wake up to the St. Johns River every single day. Wraparound floor to ceiling windows turn this fully renovated 3,600 square foot residence into a front row seat on Jacksonville, with panoramic river views stretching from sunrise to skyline. Step out to your own private outdoor space and watch downtown's fireworks light up the water without ever leaving home. This isn't a condo with a view, the view is the home. Entertain in a gourmet chef's kitchen finished in elegant marble, complete with a butler's pantry made for effortless hosting, from holiday dinners to sunset cocktail hours. Wide plank wood floors and designer lighting carry that same elegance through every room, each one framed by another angle

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$15,887
Property taxesest. at asking price, Duval County$4,899
HOAbilled monthly$2,010
Estimated total, before insurance$22,795/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$16,209/yr · $1,351/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$3,000,000
$600,000
Loan Term
Monthly Payment
$15,887
Principal & Interest: $15,887
Property taxes (est.): $4,899
Insurance (est.): $2,000
Estimated Total Monthly
$22,785
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $16,209/yr

Estimated taxes if purchased at asking price: ~$58,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 18, 2026Listed$3,000,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$3,000,000
Price / Sq Ft$833
Bedrooms2
Bathrooms3.00
Full Baths3
Square Footage3,600
Year Built1984
TypeResidential
Sub-TypeCondominium
StyleContemporary
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesEast

Community Information

Address505 Lancaster Street 9A-B, Jacksonville, FL 32204
Area031-Riverside
SubdivisionPark Plaza
CityJacksonville
CountyDuval
StateFL
Zip Code32204
Parcel Number0901571062
ZoningCondominium

Amenities

AmenitiesPool, Elevator(s), Management - Off Site, Service Elevator(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Attached, Covered, Garage, Gated, Guest, Secured, Underground
ViewRiver
Waterfront TypeRiver Front

Interior

Interior FeaturesBuilt-in Features, Butler Pantry, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringMarble, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecurityEntry Phone/Intercom, Fire Alarm, Fire Sprinkler System, Secured Lobby, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
Lot DescriptionDead End Street
Patio / PorchSide Porch
ConstructionConcrete
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 18, 2026
Days on Market0
HOA Fees$2,010 / Monthly
HOA FrequencyMonthly
HOA NamePark Plaza of Jacksonville Contact Mitch Matlocks
HOA Fee IncludesMaintenance Grounds, Security, Sewer, Trash, Water
Tax Amount$16,208.52
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY · bjdemunck@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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