This home is in Jacksonville — a waterfront home in Jacksonville.
$3,000,0002 bd · 3 ba · 3,600 sq ft
Active·49 days on market
505 Lancaster Street 9A-B
Jacksonville, FL 32204
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Riverfront Reimagined | Historic Riverside's Most Extraordinary Address Two riverfront residences reimagined as one. This 3,600 square foot, 2 bedroom, 3 bath home offers an expansive primary suite with its own open bonus space, wraparound floor to ceiling windows, and panoramic views of the St. Johns River from sunrise to skyline. Step inside and feel the difference immediately. This residence carries the same polished, private feel of an elegant downtown New York or Miami address, an arrival experience unlike anything else in Jacksonville. Step out to your own private outdoor space and watch downtown's fireworks light up the water without ever leaving home. This isn't a condo with a view. The view is the home. Entertain in a gourmet chef's kitchen finished in elegant marble, complete with a butler's pantry made for effortless hosting, from holiday dinners to sunset cocktail hours.
The home, continued
The facts
Arrival
- Style
- Contemporary
- Built
- 1984
- Setting
- Dead End Street
- Construction
- Concrete
- Garage
- 2 spaces · Assigned, Attached, Covered, Garage, Gated, Guest, Secured, Underground
- Security
- Entry Phone/Intercom, Fire Alarm, Fire Sprinkler System, Secured Lobby, Smoke Detector(s)
The home, continued
The facts
Living and kitchen
- Living area
- 3,600 sq ft
- Levels
- One
- Flooring
- Marble, Wood
- Kitchen
- Convection Oven, Dishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
- Interior
- Built-in Features, Butler Pantry, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
Walk through it
The listing’s virtual tour, without leaving this page.
The home, continued
The facts
The suites
- Bedrooms
- 2
- Baths
- 3 full
The home, continued
The facts
Outside
- Water
- River Front
- View
- River
- Porches
- Side Porch
- Exterior
- Balcony
The home, continued
The facts
The rest of the house
- Heating
- Central, Electric
- Cooling
- Central Air, Electric
- Laundry
- Electric Dryer Hookup, In Unit, Washer Hookup
- Water and sewer
- Public · Public Sewer
- Community
- Pool, Elevator(s), Management - Off Site, Service Elevator(s)
Photos, captions and facts from the listing in the realMLS feed.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: material not specified — year not disclosed (home built 1984)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,575 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Atlantic Blvdabout 17 mi · 50 parking spaces
Closest park or preserve
Tillie K. Fowler Regional Parkabout 5 mi · 4 mi of trails
Closest public boat ramp
Arlington Road Public Boat Rampabout 4 mi · St. Johns River
Closest kayak & paddleboard launch
North Bank River Walk – Gefen Park Paddlecraft Accessabout 0.6 mi · Saint Johns River
Closest youth league fields
Winston Family YMCAabout 0.7 mi · Basketball, Football, Soccer, Volleyball
Closest grocery store
Publixabout 0.3 mi · 2033 Riverside Ave, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $16,209/yr
Estimated taxes if purchased at asking price: ~$58,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 18, 2026Listed$3,000,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $459/sq ft; this home is listed at $833/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1560 Lancaster Terrace 802 & 804, Jacksonville, FL 32204Listed by MOMENTUM REALTY | Jul 2025 | $1,000,000 | $334 | 3/3 | 2,992 | 406 | 0.1 |
| 1846 Margaret Street 10A & 10B, Jacksonville, FL 32204Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $350,000 | $120 | 4/3 | 2,905 | 88 | 0.3 |
| 2358 Riverside Avenue 304, Jacksonville, FL 32204Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Apr 2026 | $1,250,000 | $459 | 3/3 | 2,725 | 7 | 0.6 |
| 2358 Riverside Avenue 1102, Jacksonville, FL 32204Listed by NORVILLE REALTY INC | Sep 2025 | $1,900,000 | $647 | 3/3 | 2,935 | 98 | 0.6 |
| 2358 Riverside Avenue 105, Jacksonville, FL 32204Listed by ROUND TABLE REALTY | Nov 2026 | $2,200,000 | $733 | 3/3 | 3,000 | 28 | 0.7 |
| 2970 St Johns Avenue 9C, Jacksonville, FL 32205Listed by WATSON REALTY CORP | Jan 2026 | $895,000 | $296 | 3/3 | 3,022 | 152 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
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