This home is in Atlantic Oaks, St. Augustine Beach — a new construction home in St. Johns County.
$675,0004 bd · 4 ba · 2,300 sq ft
Active·54 days on market·Atlantic Oaks
58 Atlantic Oaks Circle
St. Augustine Beach, FL 32080
All Atlantic Oaks homes for sale →Search Atlantic Oaks on the map
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Atlantic Oaks
TO BE BUILT *CURRENTLY VACANT LAND* by Inkline Homes - New construction DUPLEX, 2 bed + 2 bath per unit with 1-car garages! Perfect ''house hacking'' opportunity, live in one side and rent the other, just a short walk from the ocean! Spacious yard leaves plenty of room for additional storage, gardening, pool or patio! High-end finishes included as standard including Hardie siding, metal roof, custom tile work, soft-close cabinetry, Quartz countertops and more. Located in an X Zone, flood insurance not required by lender. Build time from permit to CO approx. 6 months. Option to customize floorplan as desired! Buyer to obtain construction loan or financing for build. Construction of home has NOT yet started.
Next steps in Atlantic Oaks
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 2027)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,563 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach access
F Stabout 0.5 mi
Closest park or preserve
Anastasia State Park8 min drive · 0.7 mi of trails
Closest public boat ramp
Moultrie Creek Boat Rampabout 3 mi · Moutrie Creek
Closest kayak & paddleboard launch
Moultrie Bluffs – Lewis Point Park – Paddlecraft Accessabout 2 mi · Moultrie Creek
Closest youth league fields
Eddie Vickers Park20 min drive · Basketball, Football, Lacrosse
Closest grocery store
Publix4 min drive · 1033 A1A Beach Blvd, Saint Augustine Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $205,000 | $205,000 | — |
| 2024 | $185,000 | $115,555 | — |
| 2023 | $185,000 | $105,050 | — |
| 2022 | $145,600 | $95,500 | — |
| 2021 | $130,000 | $86,818 | — |
| 2020 | $130,000 | $78,925 | — |
2025 property taxes (current owner): $3,302/yr
Estimated taxes if purchased at asking price: ~$10,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 16, 2026Listed$675,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $450/sq ft; this home is listed at $293/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 175 Bay Bridge Drive, St. Augustine, FL 32080Listed by NAVY TO NAVY HOMES LLC | Oct 2026 | $441,000 | $273 | 3/2.5 | 1,613 | 62 | 0.1 |
| 705 Ocean Gate Lane, St. Augustine Beach, FL 32080Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Jun 2026 | $1,400,000 | $525 | 4/3 | 2,665 | 5 | 0.2 |
| 30 Bermuda Run Way, St. Augustine Beach, FL 32080Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Jun 2026 | $1,300,000 | $455 | 4/3 | 2,860 | 148 | 0.5 |
| 383 High Tide Drive, St. Augustine, FL 32080Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Nov 2026 | $728,000 | $314 | 4/2.5 | 2,318 | 31 | 0.6 |
| 220 Madrid Street, St. Augustine Beach, FL 32080Listed by BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORK | Jul 2026 | $860,000 | $450 | 3/2 | 1,913 | 16 | 0.6 |
| 35 Ocean Court, St. Augustine, FL 32080Listed by DJ & LINDSEY REAL ESTATE | Jun 2026 | $634,500 | $354 | 3/2.5 | 1,792 | 97 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Atlantic Oaks
Atlantic Oaks is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.
View all Atlantic Oaks homes for sale →Keep looking
Similar homes in St. Augustine Beach
Explore the area
More in Atlantic Oaks
Atlantic Oaks guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines