This home is in Davis Shores, St. Augustine.
Active·158 days on market·Davis Shores
112 Zoratoa Avenue
St. Augustine, FL 32080
23 more homes for sale in Davis Shores →Search Davis Shores on the map
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About this home
Davis Shores
Welcome home to this beautifully updated 3-bedroom, 2-bathroom Davis Shores home offers the rare combination of timeless coastal character and modern finishes designed for today's discerning buyer -- with no HOA. Nestled on Anastasia Island just steps from the iconic Bridge of Lions, you're perfectly positioned to enjoy everything St. Augustine has to offer. Walk or bike across to the Historic District's world-class dining, boutique shops, and cobblestone streets, or head the other direction toward Anastasia State Park and the pristine shores of St. Augustine Beach. The St. Augustine Lighthouse, Alligator Farm, Amphitheater, and beloved Saturday Farmers Market are all just minutes away. Inside, the home has been thoughtfully updated to match the modern buyer's taste while preserving the warm, character-filled soul that makes Davis Shores so sought after. Whether you're looking for a primary residence, a second home, or an investment in one of Northeast Florida's most beloved coastal
Next steps in Davis Shores
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 1952)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,756 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Vilano Beach oceanfrontabout 2 mi · 37 parking spaces
Closest park or preserve
Anastasia State Park4 min drive · 0.7 mi of trails
Closest public boat ramp
Lighthouse Park Boat Rampabout 1 mi · Salt Run
Closest kayak & paddleboard launch
Vilano Causeway Primitive Accessabout 2 mi · Hospital Creek
Closest youth league fields
Eddie Vickers Park12 min drive · Basketball, Football, Lacrosse
Closest grocery store
Target13 min drive · 1440 US Hwy 1 S, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $497,597 | $344,795 | — |
| 2024 | $512,110 | $334,370 | — |
| 2023 | $521,906 | $323,175 | — |
| 2022 | $462,839 | $312,306 | — |
| 2021 | $351,753 | $301,753 | — |
| 2020 | $315,271 | $251,298 | — |
2025 property taxes (current owner): $7,076/yr
Estimated taxes if purchased at asking price: ~$8,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 11, 2026Price change$500,000−$50,000
- Jul 24, 2026Price change$550,000−$22,500
- May 14, 2026Listed$572,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $378/sq ft; this home is listed at $322/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 102 Zoratoa Avenue, St. Augustine, FL 32080Listed by RE/MAX UNLIMITED | Sep 2026 | $435,000 | $242 | 3/2 | 1,800 | 72 | 0 |
| 103 Coronado Street, St. Augustine, FL 32080Listed by LPT REALTY LLC | Jun 2026 | $485,000 | $290 | 4/2.5 | 1,675 | 52 | 0.2 |
| 310 Andreas Street, St. Augustine, FL 32080Listed by TEAM 100 REALTY | Jun 2026 | $480,000 | $378 | 3/2 | 1,271 | 20 | 0.3 |
| 312 Alcazar Street, St. Augustine, FL 32080Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Sep 2026 | $475,000 | $353 | 3/2 | 1,344 | 85 | 0.4 |
| 40 N St Augustine Boulevard, St. Augustine, FL 32080Listed by SAVVY AVENUE, LLC. | Aug 2026 | $830,000 | $427 | 3/2 | 1,946 | 95 | 0.4 |
| 249 Charlotte Street, St. Augustine, FL 32084Listed by REDFIN CORPORATION | Sep 2026 | $800,000 | $645 | 3/2 | 1,240 | 3 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MAXREV, LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Davis Shores
Davis Shores is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.
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Krista Fracke
Broker Associate
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