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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ocean Village Club, St. Augustine a gated community home in St. Johns County.

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Active

Active·1 day on market·Ocean Village Club

4250 A1A P33

St. Augustine, FL 32080

$470,000$450/sqftEst. $2,441/moMLS# 2164873
2
Beds
2
Baths
1,044
Sq Ft
1985
Built
Garage
No
Pool

About this home

Ocean Village Club

Dreaming of Warm Weather? Discover Ocean Village Club, St. Augustine If you're sitting up north watching snow pile up, imagine this instead—morning walks on the sand, coffee on your balcony with ocean breezes, and weekends filled with sunshine. Welcome to Ocean Village Club Unit P33, your coastal escape in St. Augustine, Florida. This updated two-bedroom, two-bath beach condo offers a light, open layout that feels instantly relaxing. The kitchen shines with modern quartz countertops, stainless-steel appliances, and plenty of storage for easy year-round or seasonal living. Step out to your private balcony with peek-a-boo ocean views and let the sound of waves remind you that winter is optional here. Located in one of St. Augustine's most desirable oceanfront communities, Ocean Village Club delivers direct beach access, two pools, tennis courts, a fitness center, and gated security.

Cost to own

Mortgage calculator

$470,000
$94,000
Loan Term
Monthly Payment
$2,441
Principal & Interest: $2,441
Property taxes (est.): $625
Insurance (est.): $313
Estimated Total Monthly
$3,380
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$2,441
Property taxesest. at asking price, St. Johns County$625
HOAbilled monthly$630
Estimated total, before insurance$3,697/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,650/yr · $387/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,650/yr

Estimated taxes if purchased at asking price: ~$7,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · St Johns County Utilities

County records show this parcel on central sewer served by St Johns County Utilities — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,710 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 15, 2026Listed$470,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$470,000
Price / Sq Ft$450
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,044
Year Built1985
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

Community Information

Address4250 A1A P33, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionOcean Village Club
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1757311633
ZoningResidential

Amenities

AmenitiesPool, Beach Access, Fitness Center, Gated, Maintenance Grounds, Management- On Site, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAssigned, Guest

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Primary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Oven, Electric Range, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingElectric
CoolingCentral Air
FlooringLaminate, Tile
# of Stories1
LaundryIn Unit
SecuritySecurity Gate

Exterior

Exterior FeaturesBalcony

Additional Information

Date ListedSeptember 15, 2026
Days on Market1
HOA Fees$630 / Monthly
HOA FrequencyMonthly
Tax Amount$4,649.88
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

The neighborhood

About Ocean Village Club

Ocean Village Club is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32080.

View all Ocean Village Club homes for sale →

Listing Courtesy of: FIV REALTY CO FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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9/19/2026

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