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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

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Active

Active·1 day on market

321 Wooded Crossing Circle

St. Augustine, FL 32084

$325,000$163/sqftEst. $1,688/moMLS# 2164654
4
Beds
3
Baths
1,988
Sq Ft
2007
Built
1
Garage
No
Pool

About this home

St. Augustine

LIVES LARGE! This 4-bedroom, 3-bath townhome in Villas at Heritage Park offers almost 2,000 square feet of bright, open living space, an attached garage and a floor plan with room for everyone. The seller is offering $5,000 toward buyer closing costs, making this an even more compelling opportunity. Soaring ceilings and an abundance of natural light immediately give the home a spacious, airy feel. The open floor plan creates an easy flow between the main living spaces, while the first-floor bedroom and full bathroom offer flexibility for guests, family or a home office. Upstairs, the spacious primary suite features an en-suite bathroom, while two additional bedrooms share a second full bathroom, offering plenty of space and privacy for everyone. Outside, the expansive backyard view is another standout, with a community pond visible in the distance and a peaceful sense of openness rarely found in townhome living.

Cost to own

Mortgage calculator

$325,000
$65,000
Loan Term
Monthly Payment
$1,688
Principal & Interest: $1,688
Property taxes (est.): $433
Insurance (est.): $217
Estimated Total Monthly
$2,337
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$1,688
Property taxesest. at asking price, St. Johns County$432
HOAbilled quarterly$77
Estimated total, before insurance$2,198/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0021938 - City of Saint Augustine WWTP - customer accounts · Public water (record)

County records show this parcel on central sewer served by FL0021938 - City of Saint Augustine WWTP - customer accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,835 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 12, 2026Listed$325,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$325,000
Price / Sq Ft$163
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage1,988
Total Structure Area1,988 sq ft
Year Built2007
TypeResidential
Sub-TypeTownhouse
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address321 Wooded Crossing Circle, St. Augustine, FL 32084
Area336-Ravenswood/West Augustine
SubdivisionVillas at Heritage Park
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Parcel Number1032061070

Amenities

AmenitiesPool, Other, Basketball Court, Clubhouse, Dog Park, Fitness Center, Jogging Path, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond, Trees/Woods

Interior

Interior FeaturesBreakfast Bar
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered, Rear Porch

Additional Information

Date ListedSeptember 13, 2026
Days on Market1
HOA Fees$231.79 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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