This home is in Magnolia Hammock, Ponte Vedra Beach — a pool home in Ponte Vedra Beach.
Active·Listed today·Magnolia Hammock
128 Magnolia Hammock Drive
Ponte Vedra Beach, FL 32082
About this home
Magnolia Hammock
Magnolia Hammock Living on a Private Preserve Lot! Located on a quiet cul-de-sac in the desirable Magnolia Hammock community, this 5-bedroom, 4-full-bath home offers 3,171 square feet of beautifully appointed living space with a peaceful, wooded preserve backdrop. The recently updated kitchen features stainless steel appliances and a wine cooler, while all four bathrooms have also been recently updated, offering a fresh, modern feel throughout. The spacious floor plan provides exceptional flexibility for family living, guests, a home office or additional living space. Step outside to your private backyard oasis featuring a screen-enclosed saltwater pool and pavered fire pit area, creating the perfect setting for relaxing, entertaining and enjoying the peaceful preserve views. A generous three-car garage provides ample room for vehicles, storage and all the essentials for the Ponte Vedra Beach lifestyle. Ideally situated in Magnolia Hammock, this home offers the perfect combination of
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
2025 property taxes (current owner): $7,047/yr
Estimated taxes if purchased at asking price: ~$24,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1999)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,658 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 12, 2026Listed$1,525,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Magnolia Hammock
Magnolia Hammock is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
View all Magnolia Hammock homes for sale →Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines