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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Magnolia Hammock, Ponte Vedra Beach — a pool home in Ponte Vedra Beach.

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Active·45 days on market·Magnolia Hammock

128 Magnolia Hammock Drive

Ponte Vedra Beach, FL 32082

$1,525,000$484/sqftEst. $8,381/mo mortgageMLS# 2164633
5
Beds
4
Baths
3,154
Sq Ft
1999
Built
3
Garage
Yes
Pool

All Magnolia Hammock homes for sale →Search Magnolia Hammock on the map

FEMA Zone XHOA $42/mo13,504 sqft lotSingle Family Residence2 stories

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About this home

Magnolia Hammock

Magnolia Hammock Living on a Private Preserve Lot! Located on a quiet cul-de-sac in the desirable Magnolia Hammock community, this 5-bedroom, 4-full-bath home offers 3,171 square feet of beautifully appointed living space with a peaceful, wooded preserve backdrop. The recently updated kitchen features stainless steel appliances and a wine cooler, while all four bathrooms have also been recently updated, offering a fresh, modern feel throughout. The spacious floor plan provides exceptional flexibility for family living, guests, a home office or additional living space. Step outside to your private backyard oasis featuring a screen-enclosed saltwater pool and pavered fire pit area, creating the perfect setting for relaxing, entertaining and enjoying the peaceful preserve views. A generous three-car garage provides ample room for vehicles, storage and all the essentials for the Ponte Vedra Beach lifestyle. Ideally situated in Magnolia Hammock, this home offers the perfect combination of

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$8,381
Property taxesest. at asking price, St. Johns County$2,029
HOAbilled annually$42
Estimated total, before insurance$10,451/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,047/yr · $587/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,525,000
$305,000
Loan Term
Monthly Payment
$8,381
Principal & Interest: $8,381
Property taxes (est.): $2,029
Insurance (est.): $1,017
Estimated Total Monthly
$11,426
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,658 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,047/yr

Estimated taxes if purchased at asking price: ~$24,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 12, 2026Listed$1,525,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $537/sq ft; this home is listed at $484/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
112 Magnolia Hammock Drive, Ponte Vedra Beach, FL 32082Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$1,450,000$3825/43,79570.1
641 Lake Stone Circle, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$839,000$3204/2.52,62020.9
104 Lost Beach Lane, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$2,225,000$6466/63,4431160.9
132 Sawmill Lakes Boulevard, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$925,000$3314/32,79781
116 Regents Place, Ponte Vedra Beach, FL 32082Listed by WILLIAM RAVEIS REAL ESTATEOct 2026$1,800,000$5374/33,355151
1244 Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORPOct 2026$1,750,000$7103/2.52,4651511

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,525,000
Price / Sq Ft$484
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,154
Acres0.31 acres
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Heated, Salt Water, Screen Enclosure
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address128 Magnolia Hammock Drive, Ponte Vedra Beach, FL 32082
Area263-Ponte Vedra Beach-W Of A1A-S Of CR-210
SubdivisionMagnolia Hammock
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size13,503.6 sq ft
Parcel Number0699600140

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Oven, Gas Range, Ice Maker, Refrigerator, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air, Electric
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
SecuritySmoke Detector(s)
Spa FeaturesIn Ground, Heated

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear, Wooded
RoofShingle
ConstructionStucco

Additional Information

Date ListedSeptember 12, 2026
Days on Market45
HOA Fees$500 / Annually
HOA FrequencyAnnually
Tax Amount$7,047.21
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Magnolia Hammock

Magnolia Hammock is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Magnolia Hammock homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines