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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sutton Lakes, Jacksonville a home near Sandalwood High School.

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Active

Active·Listed today·Sutton Lakes

11189 Windlesham Court

Jacksonville, FL 32246

$489,000$281/sqftEst. $2,540/moMLS# 2164419
3
Beds
2
Baths
1,738
Sq Ft
2000
Built
2
Garage
No
Pool

About this home

Sutton Lakes

LOCATION, LOCATION, LOCATION! This 3/2/Flex Room stunner in Sutton Lakes delivers, starting with a magazine-worthy kitchen that deserves its own spotlight! The showstopping, thoughtfully curated kitchen features quartz countertops, white shaker cabinetry, glossy white subway tile backsplash laid in a herringbone pattern, and a statement wood range ZLINE hood. A farmhouse sink, 6-burner stainless steel ZLINE gas range, double French-door refrigerator, and generous island w/ bar seating blends fancy with functionality! Talk about an abundance of cabinets! WOW! A dedicated coffee bar, complete with floating wood shelves, accent lighting, and a wine refrigerator, takes you effortlessly from your morning latte to evening entertaining. High-end LVP flooring flows throughout the main living areas, creating a cohesive backdrop for the home's soft neutral palette and designer finishes. Light, bright, and beautifully open, the spacious family room features soaring ceilings and a warm wood beam.

Cost to own

Mortgage calculator

$489,000
$97,800
Loan Term
Monthly Payment
$2,540
Principal & Interest: $2,540
Property taxes (est.): $799
Insurance (est.): $326
Estimated Total Monthly
$3,664
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$2,540
Property taxesest. at asking price, Duval County$798
HOAbilled annually$33
Estimated total, before insurance$3,371/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,825 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 11, 2026Listed$489,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$489,000
Price / Sq Ft$281
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,738
Acres0.24 acres
Year Built2000
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryBrookview
MiddleLandmark

Community Information

Address11189 Windlesham Court, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionSutton Lakes
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size10,454.4 sq ft
Parcel Number1652629640
ZoningResidential

Amenities

AmenitiesPool, Barbecue, Basketball Court, Children's Pool, Clubhouse, Dog Park, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Water Heater, Gas Cooktop, Gas Range, Microwave, Refrigerator, Water Softener Owned, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Garage
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio, Rear Porch
FencingBack Yard
RoofShingle
ConstructionBrick, Vinyl Siding
Other StructuresShed(s)

Additional Information

Date ListedSeptember 11, 2026
Days on Market0
HOA Fees$390.7 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Sutton Lakes

Sutton Lakes is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.

View all Sutton Lakes homes for sale →

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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