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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·30 days on market

5779 Lake Lucina Drive N

Jacksonville, FL 32211

$185,000$163/sqftEst. $1,025/moMLS# 2164346
↓ $10,000 below original list
3
Beds
1
Baths
1,132
Sq Ft
1951
Built
—
Garage
No
Pool
FEMA Zone XNo HOA12,197 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

*Back on Market at no fault of seller* Welcome home to this timeless classic brick home, offering a warm space with an unbeatable location! This home is an ideal opportunity for investors or buyers looking for a fun project with plenty of potential to make it their own! The home features three bedrooms, a full bath, and a versatile added sunroom/flex space that can easily become a home office, playroom, or hobby space. The kitchen is ready for a renovation, and this is the perfect opportunity for any buyer to dream & bring the vision to life! The large fully fenced backyard provides plenty of room for entertaining, gardening, pets or just a space to enjoy the fresh air. Conveniently located mere minutes from Jacksonville University, 5 minutes from Arlington Boat Ramp, and 10 minutes from Downtown.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,025
Property taxesest. at asking price, Duval County$302
Estimated total, before insurance$1,327/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$939/yr · $78/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$185,000
$37,000
Loan Term
Monthly Payment
$1,025
Principal & Interest: $1,025
Property taxes (est.): $302
Insurance (est.): $123
Estimated Total Monthly
$1,450
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1951)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,525 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $939/yr

Estimated taxes if purchased at asking price: ~$3,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 6, 2026Price change$185,000−$10,000
  • Sep 15, 2026Active Under Contract$195,000
  • Sep 10, 2026Listed$195,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $214/sq ft; this home is listed at $163/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2518 Red Oak Drive, Jacksonville, FL 32211Listed by EVERYSTATE INCAug 2026$250,000$1703/1.51,4711140.3
6235 Pine Summit Drive, Jacksonville, FL 32211Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEOct 2026$236,000$1813/11,30630.4
2702 Rogero Road, Jacksonville, FL 32211Listed by MIDDLETON REALTY, INC.Sep 2026$267,000$2144/2.51,24810.6
5298 Floral Bluff Court, Jacksonville, FL 32211Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$290,000$2133/21,362110.6
5331 N North River Road, Jacksonville, FL 32211Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$289,000$2163/21,341270.6
2426 Ligustrum Road, Jacksonville, FL 32211Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$299,000$2273/1.51,31540.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$185,000
Price / Sq Ft$163
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,132
Acres0.28 acres
Year Built1951
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

Community Information

Address5779 Lake Lucina Drive N, Jacksonville, FL 32211
Area041-Arlington
SubdivisionLake Lucina
CityJacksonville
CountyDuval
StateFL
Zip Code32211
Lot Size12,196.8 sq ft
Parcel Number1162260000

Amenities

UtilitiesCable Connected
SewerSeptic Tank
Water SourcePublic
ParkingCarport, Off Street

Interior

AppliancesDryer, Electric Range, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories1
LaundryIn Unit

Additional Information

Date ListedSeptember 10, 2026
Days on Market26
Tax Amount$939.28
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ROOT REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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