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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·12 days on market

10107 Parman Road

Jacksonville, FL 32222

$950,000$582/sqftEst. $5,031/moMLS# 2164005
3
Beds
2
Baths
1,631
Sq Ft
1945
Built
Garage
No
Pool
FEMA Zone XNo HOA5.01 acresSingle Family Residence1 story

About this home

Jacksonville

DEVELOPERS & BUILDERS--5.01 ACRES OF PUD MEDIUM-DENSITY RESIDENTIAL LAND IN WEST JACKSONVILLE! This 5.01-acre tract offers land, location and potential for future development. An existing residence is included in the sale; the primary appeal is the property's development potential, subject to all applicable requirements and approvals. BUYER DUE DILIGENCE IS ESSENTIAL. Buyer and buyer's agent are responsible for independently verifying zoning, permitted uses, density, development standards, utilities, access, environmental conditions, subdivision and site-plan requirements, development costs, and all other matters affecting feasibility with the City of Jacksonville/Duval County and other applicable authorities. No representation or guarantee is made regarding dwelling-unit count, development yield, subdivision potential, or approval of any proposed development. Bring your vision and conduct due diligence to determine what this 5.01-acre West Jacksonville property can support.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$5,031
Property taxesest. at asking price, Duval County$1,551
Estimated total, before insurance$6,582/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$950,000
$190,000
Loan Term
Monthly Payment
$5,031
Principal & Interest: $5,031
Property taxes (est.): $1,551
Insurance (est.): $633
Estimated Total Monthly
$7,215
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1945)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,541 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 8, 2026Listed$950,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$950,000
Price / Sq Ft$582
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,631
Acres5.01 acres
Year Built1945
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address10107 Parman Road, Jacksonville, FL 32222
Area064-Bent Creek/Plum Tree
SubdivisionJax Heights
CityJacksonville
CountyDuval
StateFL
Zip Code32222
Lot Size218,235.6 sq ft
Parcel Number0153600000
ZoningPUD

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking

Interior

AppliancesElectric Range, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Exterior

Lot DescriptionCleared, Dead End Street
Road SurfaceGravel
Road FrontageUnimproved

Additional Information

Date ListedSeptember 9, 2026
Days on Market9
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 LIGHTHOUSE REALTY · Shaddiff.C21Jax@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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