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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·15 days on market

9296 Hipps Road

Jacksonville, FL 32222

$400,000$134/sqftEst. $2,118/moMLS# 2163589
5
Beds
3
Baths
2,994
Sq Ft
1959
Built
Garage
No
Pool
FEMA Zone XNo HOA5.03 acresMobile Home1 story

About this home

Jacksonville

Rare opportunity to own approximately 5 acres of high & dry land in a convenient West Jacksonville location! This property offers the space, privacy and flexibility that is increasingly hard to find while remaining close to major roads, shopping, dining, schools and Jacksonville's growing Westside. Existing utility infrastructure is already in place, potentially providing significant savings and convenience compared to starting with a completely raw parcel. The property also offers the potential benefit of existing development/impact-fee credits--buyer to verify with the appropriate authorities. The existing dwelling is non-permitted and should not be relied upon for value. The real opportunity is the land itself: a beautiful, usable homesite with plenty of room to build, create your own private estate or explore future possibilities. Properties with this much acreage, favorable elevation and existing infrastructure are a rare find!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$2,118
Property taxesest. at asking price, Duval County$653
Estimated total, before insurance$2,771/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,532/yr · $294/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$400,000
$80,000
Loan Term
Monthly Payment
$2,118
Principal & Interest: $2,118
Property taxes (est.): $653
Insurance (est.): $267
Estimated Total Monthly
$3,038
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1959)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,293 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,532/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 4, 2026Listed$400,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$400,000
Price / Sq Ft$134
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,994
Acres5.03 acres
Year Built1959
TypeResidential
Sub-TypeMobile Home
StyleOther
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryEnterprise
MiddleChaffee Trail
HighWestside High School

Community Information

Address9296 Hipps Road, Jacksonville, FL 32222
Area064-Bent Creek/Plum Tree
SubdivisionJax Heights
CityJacksonville
CountyDuval
StateFL
Zip Code32222
Lot Size219,106.8 sq ft
Lot Dimensions5+ Acres
Parcel Number0162570000

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingOther, Gated

Interior

AppliancesElectric Water Heater
HeatingCentral
CoolingCentral Air
# of Stories1
SecuritySecurity Gate

Exterior

Lot DescriptionCleared, Wooded
FencingBack Yard
RoofShingle
ConstructionOther

Additional Information

Date ListedSeptember 4, 2026
Days on Market3
Tax Amount$3,532.12
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: INI REALTY · matt@berrangteam.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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