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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sebastian Cove, St. Augustine.

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Sold

Sold·Closed Feb 20, 2026·38 days on market·Recent sales in Sebastian Cove·Sebastian Cove

2251 Golden Lake Loop

St. Augustine, FL 32084

$165,900sold priceListed at $169,000 · 98.2% of asking$176/sqftMLS# 2120897
2
Beds
2
Baths
940
Sq Ft
2011
Built
—
Garage
No
Pool

5 more homes for sale in Sebastian Cove →Search Sebastian Cove on the map

HOA $299/moCondominium1 story

About this home

Sebastian Cove

2251 Golden Lake Loop offers the epitome of cozy living in theserene setting of Sebastian Cove Community off St. Rd 16. This charming ground-floor unit boasts 2 bedrooms and 2bathrooms, presenting a perfect blend of comfort and convenience. Step inside to discover a meticulously maintained interior adorned with a tasteful color scheme of light cream walls and crisp white trim. The ground-level entry welcomes you with easy access to both the unit and a tranquil, north-facing exterior covered porch, ideal for unwinding after a long day. The heart of this home lies in its open-concept family room/kitchen layout, designed for seamless entertaining. The kitchen is a chef's delight, featuring a high counter bar, sleek stainless-steel appliances, and a conveniently located pantry. Earthy brown cabinetry, complemented by a pendant light, adds warmth and character to the space.

Next steps in Sebastian Cove

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$912
Property taxesest. at asking price, St. Johns County$221
HOAbilled monthly$299
Estimated total, before insurance$1,431/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,313/yr · $193/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2011)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,778 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,313/yr

Estimated taxes if purchased at asking price: ~$2,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $157/sq ft; this home is listed at $180/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2871 Golden Lake Loop, St. Augustine, FL 32084Listed by UP REAL ESTATEMay 2026$202,500$1753/21,1571950.1
264 Golden Lake Loop 264, St. Augustine, FL 32084Listed by COLDWELL BANKER ANABASIS REALTYMar 2026$175,000$1572/21,1181360.1
2334 Golden Lake Loop Loop, St. Augustine, FL 32084Listed by ENDLESS SUMMER REALTYMar 2026$172,000$1542/21,118140.1
1717 Golden Lake Loop, St. Augustine, FL 32084Listed by REALTY ZOOMFeb 2026$173,000$1512/21,14730.1
1907 Golden Lake Loop, St. Augustine, FL 32084Listed by NON MLS (realMLS)Feb 2026$192,500$1682/21,147660.1
2875 Golden Lake Loop, St. Augustine, FL 32084Listed by DAVIDSON REALTY, INC.Jan 2026$178,000$1543/21,1572130.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$169,000
Price / Sq Ft$180
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage940
Year Built2011
TypeResidential
Sub-TypeCondominium
StyleOther
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

This listingNo schools reported in the MLS
ElementaryCrookshank, reported on 17 other Sebastian Cove listings
MiddleMurray, reported on 14 other Sebastian Cove listings
HighSt. Augustine, reported on 19 other Sebastian Cove listings
County schoolsSt. Johns County Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address2251 Golden Lake Loop, St. Augustine, FL 32084
Area336-Ravenswood/West Augustine
SubdivisionSebastian Cove
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Parcel Number0869440403
ZoningCondominium

Amenities

AmenitiesClubhouse, Management - Full Time, Management - Off Site
UtilitiesCable Available, Electricity Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Unassigned

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate
# of Stories1
LevelsOne

Exterior

Patio / PorchPatio
RoofShingle
ConstructionBlock, Frame, Stucco

Additional Information

Date ListedDecember 9, 2025
Days on Market38
HOA Fees$299 / Monthly
HOA FrequencyMonthly
Tax Amount$2,312.81
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sebastian Cove

Sebastian Cove is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

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Sebastian Cove guides & reports

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Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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