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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·34 days on market

1112 E 5th Street E

Jacksonville, FL 32206

$205,000$143/sqftEst. $1,136/moMLS# 2163742
4
Beds
2
Baths
1,436
Sq Ft
1927
Built
—
Garage
No
Pool
FEMA Zone XNo HOA4,792 sqft lotDuplex

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

INVESTMENT OPPORTUNITY! This recently renovated duplex is offered at $205,000 and is currently fully rented, generating $2,050 per month in gross rental income--meeting the 1% rule. An excellent opportunity for a first-time investor or a strong addition to an existing rental portfolio. Both units feature updated interiors and are tenant-occupied, providing immediate rental income from day one. The property also features an additional room with potential for a future ADU or additional living space, Conveniently located next to a school and just minutes from the Historic Springfield District and Downtown Jacksonville. Turnkey income-producing property with additional value-add potential!

Next steps in Jacksonville

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,136
Property taxesest. at asking price, Duval County$335
Estimated total, before insurance$1,470/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,602/yr · $134/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$205,000
$41,000
Loan Term
Monthly Payment
$1,136
Principal & Interest: $1,136
Property taxes (est.): $335
Insurance (est.): $137
Estimated Total Monthly
$1,607
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1927)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,480 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,602/yr

Estimated taxes if purchased at asking price: ~$4,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 6, 2026Listed$205,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $117/sq ft; this home is listed at $143/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
214 E 2nd Street, Jacksonville, FL 32206Listed by VIRTUALTY REAL ESTATEApr 2026$275,000$2104/21,312690.7
3407 Plateau Street, Jacksonville, FL 32206Listed by FREEDOM REALTY GROUP LLCAug 2026$247,500$2244/21,104201.3
209 W 23rd Street, Jacksonville, FL 32206Listed by DISTINCTIVE PROPERTIES OF JACKSONVILLE INCSep 2026$107,500$644/21,687231.5
423 Linwood Avenue, Jacksonville, FL 32206Listed by THE THAYVER GROUPDec 2025$190,000$1173/01,63002
516 Linwood Avenue, Jacksonville, FL 32206Listed by THE THAYVER GROUPDec 2025$130,000$1092/21,196102.1
278 E 46th Street, Jacksonville, FL 32208Listed by MOMENTUM REALTYJun 2026$172,000$984/01,76452.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$205,000
Price / Sq Ft$143
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,436
Acres0.11 acres
Year Built1927
TypeResidential Income
Sub-TypeDuplex
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

Community Information

Address1112 E 5th Street E, Jacksonville, FL 32206
Area076-Downtown Jacksonville-Eastside
SubdivisionCampbell Addn
CityJacksonville
CountyDuval
StateFL
Zip Code32206
Lot Size4,791.6 sq ft
Parcel Number1146620000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingOther

Interior

AppliancesElectric Range, Refrigerator
HeatingCentral
CoolingCentral Air
LevelsOne

Exterior

Lot DescriptionWooded
RoofShingle
ConstructionFrame
Road FrontageCity Street

Additional Information

Date ListedSeptember 6, 2026
Days on Market24
Tax Amount$1,602
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: GODOY REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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