This home is in Jacksonville.
Active Under Contract·9 days on market
8876 Old Plank Road
Jacksonville, FL 32220
About this home
Jacksonville
Charming, renovated and full of character, this adorable Westside bungalow is the perfect place to call home! Nestled on a peaceful, oversized .35-acre lot, this cute white bungalow offers a little more breathing room than you typically find at this price point. Inside, you'll find a thoughtfully refreshed home with two beautifully renovated full bathrooms, new flooring, updated windows, and a newer roof and HVAC system. The kitchen has also been refreshed with new cabinetry, creating a clean and inviting space. Outside, the generous lot offers plenty of room to enjoy the Florida sunshine, garden, entertain, or simply relax and take in the peaceful surroundings. A detached shed/workshop provides great additional storage and space for hobbies, tools or projects. If you're looking for a home that feels cozy, cute and private while still being conveniently located on Jacksonville's Westside, this one is worth a look!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $37,632 | $37,632 | ▼ $3,228 |
| 2024 | $64,920 | $64,920 | ▼ $240 |
| 2023 | $59,541 | $56,907 | ▲ $2,819 |
| 2022 | $55,009 | $52,110 | ▲ $1,225 |
| 2021 | $47,373 | $47,373 | — |
| 2020 | $43,435 | $43,435 | — |
2025 property taxes (current owner): $1,022/yr
Estimated taxes if purchased at asking price: ~$3,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: material not specified — year not disclosed (home built 1961)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,165 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 11, 2026Active Under Contract$175,000
- Sep 5, 2026Listed$175,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines