Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Bartram Park Preserve, Jacksonville — a home near Mandarin High School.

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Active

Active·4 days on market·Bartram Park Preserve

15149 Rain Lily Street

Jacksonville, FL 32258

$413,500$276/sqftEst. $2,137/moMLS# 2163586

Beds

Baths

1,497

Sq Ft

2018

Built

Garage

Pool

About this home

Bartram Park Preserve

Extremely well-maintained 3bdr, 2ba in Bartram Park Preserve ready for new owners! This smart floorplan with an open kitchen at its center features high ceilings, walk-in closets in each bedroom, recessed lighting package, and covered back patio. Modern kitchen w/ granite countertops, stainless steel appliances, tile backsplash, island & breakfast bar w/ shiplap accents. Outside you'll find a fully fenced backyard w/ sprinklers and rosebushes out front. Located close to the soccer fields & playground, then just a short walk to the community pool, kids splash-park, clubhouse, picnic area, and another playground. Bartram Park Preserve also features green spaces and a dog park. Enjoy hikes at nearby Julington-Durbin Creek Nature Preserve or shopping, dining, & entertainment at nearby Durbin Park Shopping Center. And for your commute, you have easy access to 9B, I95, and US1.

Cost to own

Mortgage calculator

Home Price

$413,500

Down Payment: 20%

$82,700

Interest Rate: 6.71%

Loan Term

Monthly Payment

$2,137

Principal & Interest: $2,137

Property taxes (est.): $675

Insurance (est.): $276

Estimated Total Monthly

$3,088

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$2,137

Property taxesest. at asking price, Duval County$675

HOAbilled quarterly$78

Estimated total, before insurance$2,890/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,471/yr · $456/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,471/yr

Estimated taxes if purchased at asking price: ~$8,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,732 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History