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This home is in St. Augustine.

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Active

Active·4 days on market

6888 Cypress Point Drive

St. Augustine, FL 32086

$549,999$272/sqftEst. $2,842/moMLS# 2163512

Beds

Baths

2,025

Sq Ft

2001

Built

Garage

Pool

About this home

St. Augustine

LOCATION, SPACE & FLEXIBILITY! Just minutes from beautiful Crescent Beach, this inviting St. Augustine home offers a comfortable layout, spacious living areas, and plenty of versatility for everyday living. Step inside to an open floor plan with vaulted ceilings that create a bright, airy feel and make the main living space feel even more expansive. The kitchen features granite countertops and opens naturally to the surrounding living areas, making it easy to stay connected whether you're relaxing at home or entertaining guests. The spacious primary suite includes a walk-in closet, while the versatile bonus room offers endless possibilities as a home office, media room, playroom, guest space, hobby room, or additional living area. With its own dedicated AC, the bonus room can be comfortably enjoyed year-round. Outside, the partially fenced yard provides space to enjoy the Florida sunshine, entertain, let pets roam, or create your own outdoor retreat. The home also offers valuable

Cost to own

Mortgage calculator

Home Price

$549,999

Down Payment: 20%

$110,000

Interest Rate: 6.71%

Loan Term

Monthly Payment

$2,842

Principal & Interest: $2,842

Property taxes (est.): $732

Insurance (est.): $367

Estimated Total Monthly

$3,941

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$2,842

Property taxesest. at asking price, St. Johns County$732

Estimated total, before insurance$3,574/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,794 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 4, 2026Listed$549,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$549,999

Price / Sq Ft$272

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage2,025

Year Built2001

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address6888 Cypress Point Drive, St. Augustine, FL 32086

Area333-St Johns County-SE

SubdivisionCypress Point

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32086

Parcel Number1858901140

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected

Water SourceWell

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesPantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringLaminate, Tile

FireplaceYes

# of Fireplaces1

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

Window FeaturesSkylight(s)

Exterior

Patio / PorchFront Porch, Patio, Screened

RoofShingle

ConstructionFrame

Other StructuresShed(s)

Additional Information

Date ListedSeptember 4, 2026

Days on Market2

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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