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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

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Active

Active·50 days on market

6888 Cypress Point Drive

St. Augustine, FL 32086

$549,999$272/sqftEst. $3,022/mo mortgageMLS# 2163512
4
Beds
2
Baths
2,025
Sq Ft
2001
Built
2
Garage
No
Pool
FEMA Zone XNo HOASingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

St. Augustine

LOCATION, SPACE & FLEXIBILITY! Just minutes from beautiful Crescent Beach, this inviting St. Augustine home offers a comfortable layout, spacious living areas, and plenty of versatility for everyday living. Step inside to an open floor plan with vaulted ceilings that create a bright, airy feel and make the main living space feel even more expansive. The kitchen features granite countertops and opens naturally to the surrounding living areas, making it easy to stay connected whether you're relaxing at home or entertaining guests. The spacious primary suite includes a walk-in closet, while the versatile bonus room offers endless possibilities as a home office, media room, playroom, guest space, hobby room, or additional living area. With its own dedicated AC, the bonus room can be comfortably enjoyed year-round. Outside, the partially fenced yard provides space to enjoy the Florida sunshine, entertain, let pets roam, or create your own outdoor retreat. The home also offers valuable

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,022
Property taxesest. at asking price, St. Johns County$732
Estimated total, before insurance$3,754/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$549,999
$110,000
Loan Term
Monthly Payment
$3,022
Principal & Interest: $3,022
Property taxes (est.): $732
Insurance (est.): $367
Estimated Total Monthly
$4,121
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,794 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Sep 4, 2026Listed$549,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $296/sq ft; this home is listed at $272/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
332 Lost Lake Drive, St. Augustine, FL 32086Listed by BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORK REALTYDec 2025$599,000$2344/42,5612240.2
132 Bottlebrush Drive, St. Augustine, FL 32086Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$610,000$2633/2.52,323520.4
6939 Sea Place Avenue, St. Augustine South, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJan 2026$455,000$3003/21,517990.4
132 Bottlebrush Drive, St. Augustine, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEDec 2025$610,000$2633/2.52,323950.4
133 S Walk Place, St. Augustine, FL 32086Listed by KELLER WILLIAMS ST JOHNSSep 2026$607,000$3503/21,736180.5
216 Michael Drive, St. Augustine, FL 32086Listed by ALSOP PROPERTIES INCAug 2026$739,288$2964/32,4951030.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$549,999
Price / Sq Ft$272
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,025
Year Built2001
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address6888 Cypress Point Drive, St. Augustine, FL 32086
Area333-St Johns County-SE
SubdivisionCypress Point
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Parcel Number1858901140

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourceWell
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesPantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate, Tile
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
Window FeaturesSkylight(s)

Exterior

Patio / PorchFront Porch, Patio, Screened
RoofShingle
ConstructionFrame
Other StructuresShed(s)

Additional Information

Date ListedSeptember 4, 2026
Days on Market46
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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