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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ocean Grove Condos, Ponte Vedra Beach a gated community home in Ponte Vedra Beach.

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Active

Active·1 day on market·Ocean Grove Condos

19 Arbor Club Drive 319

Ponte Vedra Beach, FL 32082

$269,500$252/sqftEst. $1,393/moMLS# 2163493
2
Beds
2
Baths
1,070
Sq Ft
1992
Built
1
Garage
No
Pool

About this home

Ocean Grove Condos

Looking for a remodeled condo with private beach access and a GARAGE in Ponte Vedra Beach? This is it. One of the very few units for sale in Ocean Grove that has been extensively renovated that also has a garage. This 2-bedroom condo on the 3rd floor features brand-new stainless-steel appliances, vaulted ceilings and long-range lake views from the screened balcony. The renovation included vinyl plank flooring, bathrooms with new vanities, lighting and tile and a sliding barn door at the master bath. Brand new washer and dryer. The one car garage is located a few convenient steps away. Ocean Grove is a gated community with park-like grounds that is convenient to everything in Ponte Vedra. There is private, gated beach access just off Corona Rd, an easy bike ride away. Other community amenities include clubhouse, pool, tennis courts, fitness center, dog park. A short drive away are Mayo Clinic and the University of North Florida. Condo is on the market for rent and for sale.

Cost to own

Mortgage calculator

$269,500
$53,900
Loan Term
Monthly Payment
$1,393
Principal & Interest: $1,393
Property taxes (est.): $359
Insurance (est.): $180
Estimated Total Monthly
$1,931
*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$1,393
Property taxesest. at asking price, St. Johns County$359
HOAbilled monthly$503
Estimated total, before insurance$2,254/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,787/yr · $232/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,787/yr

Estimated taxes if purchased at asking price: ~$4,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,794 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 4, 2026Listed$269,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$269,500
Price / Sq Ft$252
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,070
Year Built1992
TypeResidential
Sub-TypeCondominium
StyleOther
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

Community Information

Address19 Arbor Club Drive 319, Ponte Vedra Beach, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionOcean Grove Of Ponte Vedra Condo
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0615131919

Amenities

AmenitiesPool, Beach Access, Dog Park, Fitness Center, Gated, Trash
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond

Interior

Interior FeaturesBreakfast Bar, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDryer, Electric Oven, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LaundryIn Unit
SecuritySecurity Gate

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered, Screened
RoofShingle
ConstructionStucco, Wood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 4, 2026
Days on Market0
HOA Fees$503 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Trash, Water
Tax Amount$2,786.73
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Ocean Grove Condos

Ocean Grove Condos is a neighborhood in Ponte Vedra Beach Condos, FL (St. Johns County), ZIP 32082.

View all Ocean Grove Condos homes for sale →

Listing Courtesy of: FLORIDA COASTAL JACKSONVILLE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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