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Active

Active·10 days on market

11455 Panther Creek Parkway

Jacksonville, FL 32221

$440,000$184/sqftEst. $2,285/moMLS# 2163407

Beds

Baths

2,390

Sq Ft

2021

Built

Garage

Pool

About this home

Jacksonville

Welcome to 11455 Panther Creek Parkway, located on a cul-de-sac in the desirable Panther Creek community! Built in 2021, this spacious five-bedroom, two-bathroom home offers 2,390 square feet of thoughtfully designed living space with an open layout and LVP flooring throughout. With plenty of room for everyday living and entertaining, the additional bedrooms also provide flexibility for a home office, guest room, playroom, or hobby space. Modern conveniences include a smart-home system, installed EV charger, and a garage finished with durable Shark Coating for a clean, polished look. Outside, the oversized 0.37-acre lot features a fully fenced backyard with ample space for pets, gatherings, gardening, or creating your own private retreat. Best of all, the community pool is just steps away, making it easy to enjoy without the maintenance of having your own. Conveniently located near I-10, shopping, dining, and everyday necessities, this move-in-ready home truly has it all!

Cost to own

Mortgage calculator

Home Price

$440,000

Down Payment: 20%

$88,000

Interest Rate: 6.76%

Loan Term

Monthly Payment

$2,285

Principal & Interest: $2,285

Property taxes (est.): $718

Insurance (est.): $293

Estimated Total Monthly

$3,297

*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$2,285

Property taxesest. at asking price, Duval County$718

HOAbilled annually$36

Estimated total, before insurance$3,040/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,707 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 3, 2026Listed$440,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$440,000

Price / Sq Ft$184

Bedrooms5

Bathrooms2.00

Full Baths2

Square Footage2,390

Total Structure Area2,982 sq ft

Acres0.37 acres

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontNo

School Information

ElementaryChaffee Trail

MiddleChaffee Trail

HighBaldwin

Community Information

Address11455 Panther Creek Parkway, Jacksonville, FL 32221

Area065-Panther Creek/Adams Lake/Duval County-SW

SubdivisionPanther Creek

CityJacksonville

CountyDuval

StateFL

Zip Code32221

Lot Size16,117.2 sq ft

Parcel Number0018603485

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Pickleball, Playground

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Electric Vehicle Charging Station(s), Garage, Garage Door Opener, On Street

ViewBridge(s), Pond, Trees/Woods

Interior

Interior FeaturesBuilt-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Home, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Electric Cooktop, Electric Oven, Freezer, Microwave, Refrigerator, Tankless Water Heater

HeatingCentral, Electric

CoolingCentral Air, Electric

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

Exterior

Lot DescriptionCul-De-Sac, Many Trees

Patio / PorchRear Porch

FencingWrought Iron

RoofShingle

ConstructionVinyl Siding

Road SurfaceAsphalt

Additional Information

Date ListedSeptember 3, 2026

Days on Market1

HOA Fees$435 / Annually

HOA FrequencyAnnually

Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: LPT REALTY, LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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