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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Sep 8, 2026·85 days on market·Recent sales in Jacksonville

1486 Panther Lake Parkway

Jacksonville, FL 32221

$415,000sold priceListed at $418,500 · 99.2% of asking$178/sqftMLS# 2143622
4
Beds
3
Baths
2,329
Sq Ft
2022
Built
3
Garage
No
Pool
FEMA Zone XHOA $36/mo13,504 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome to 1486 Panther Lake Pkwy, Jacksonville, FL 32221 -- a 2022 built, beautifully refreshed home with modern updates and a spacious layout. The interior has been freshly painted in neutral tones, with new carpet in the bedrooms for added comfort. Enjoy an open floor plan perfect for everyday living and entertaining. The kitchen features a large island, 42-inch cabinets, and solid surface countertops, flowing seamlessly into the main living area. This home also offers a three-car garage, providing plenty of space for parking and storage with a brick pavered driveway. Step outside to a huge backyard with endless potential for outdoor living, gardening, or future additions. Conveniently located near major roadways, shopping, and dining, this home combines comfort, style, and functionality. Schedule your showing today.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,299
Property taxesest. at asking price, Duval County$678
HOAbilled annually$36
Estimated total, before insurance$3,013/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,014/yr · $501/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$415,000
$83,000
Loan Term
Monthly Payment
$2,299
Principal & Interest: $2,299
Property taxes (est.): $678
Insurance (est.): $277
Estimated Total Monthly
$3,253
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,657 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $435,900 in July 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$369,745$306,446—
2024$352,930$297,103▲ $13,492
2023$357,257$286,994—
2022$57,250$57,250▲ $2,250

2025 property taxes (current owner): $6,014/yr

Estimated taxes if purchased at asking price: ~$8,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 8, 2026Closed$418,500
  • Jul 29, 2026Active Under Contract$418,500
  • Jul 23, 2026Price change$418,500−$500
  • Jul 16, 2026Price change$419,000−$900
  • May 5, 2026Listed$419,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $179/sq ft; this home is listed at $180/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1437 Tan Tara Trail, Jacksonville, FL 32221Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$385,000$1914/2.52,013250.3
1341 Hammock Dunes Drive, Jacksonville, FL 32221Listed by DRB GROUP REALTY LLCAug 2026$350,990$1794/21,960900.3
1134 Hammock Dunes Drive, Jacksonville, FL 32221Listed by DRB GROUP REALTY LLCSep 2026$339,990$1734/21,970860.4
1293 Hammock Dunes Drive, Jacksonville, FL 32221Listed by DRB GROUP REALTY LLCAug 2026$384,990$1644/2.52,350240.4
1564 Tralee Court N, Jacksonville, FL 32221Listed by BOARDWALK REALTY ASSOCIATES LLCSep 2026$475,000$1734/32,753300.5
11032 S Royal County Drive, Jacksonville, FL 32221Listed by COMPASS FLORIDA LLCOct 2026$505,000$1805/42,803480.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$418,500
Price / Sq Ft$180
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,329
Acres0.31 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address1486 Panther Lake Parkway, Jacksonville, FL 32221
Area065-Panther Creek/Adams Lake/Duval County-SW
SubdivisionPanther Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32221
Lot Size13,503.6 sq ft
Parcel Number0018604590

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesKitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms
AppliancesDishwasher, Double Oven, Electric Range, Microwave, Refrigerator
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchRear Porch, Screened
ConstructionFiber Cement, Stone
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedMay 5, 2026
Days on Market85
HOA Fees$435 / Annually
HOA FrequencyAnnually
Tax Amount$6,013.87
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SUPREME PATH BROKERAGE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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