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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Sold

Sold·Closed Aug 6, 2026·90 days on market·Recent sales in Jacksonville

1341 Hammock Dunes Drive

Jacksonville, FL 32221

$350,990sold priceListed at $350,990 · 100% of asking$179/sqftMLS# 2132135
4
Beds
2
Baths
1,960
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $36/mo6,098 sqft lotSingle Family Residence1 storyNew construction

About this home

Jacksonville

Welcome to the Fleetwood, a thoughtfully designed one-story home located in the desirable Panther Creek community in Jacksonville. Offering approximately 1,960 square feet of living space, this 4-bedroom, 2-bath home blends modern style with everyday functionality. Step inside to a bright and inviting foyer that opens to a spacious, open-concept layout. The heart of the home features a large great room seamlessly connected to the dining area and a beautifully appointed kitchen, complete with a generous center island, walk-in pantry, and sleek finishes--perfect for entertaining or casual living. The private primary suite is tucked away for added comfort, offering a spa-inspired bath with dual vanities, a walk-in shower, and two spacious walk-in closets. Three additional bedrooms provide flexibility for family or guests, plus an additional study to use as a home office or playroom.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,944
Property taxesest. at asking price, Duval County$573
HOAbilled annually$36
Estimated total, before insurance$2,554/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,064/yr · $89/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$350,990
$70,198
Loan Term
Monthly Payment
$1,944
Principal & Interest: $1,944
Property taxes (est.): $573
Insurance (est.): $234
Estimated Total Monthly
$2,751
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,754 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $3,360,000 in April 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$60,000$60,000—
2024$56,000$56,000—
2023$67,500$67,500—

2025 property taxes (current owner): $1,064/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 6, 2026Closed$350,990
  • Jul 8, 2026Pending$350,990
  • Apr 23, 2026Listed$350,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $182/sq ft; this home is listed at $179/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1380 Panther Preserve Parkway, Jacksonville, FL 32221Listed by ROUND TABLE REALTYSep 2026$280,000$1823/21,541740
1134 Hammock Dunes Drive, Jacksonville, FL 32221Listed by DRB GROUP REALTY LLCSep 2026$339,990$1734/21,970860.1
1146 Hammock Dunes Drive, Jacksonville, FL 32221Listed by DRB GROUP REALTY LLCAug 2026$323,990$2054/21,578120.1
1293 Hammock Dunes Drive, Jacksonville, FL 32221Listed by DRB GROUP REALTY LLCAug 2026$384,990$1644/2.52,350240.1
11323 Tiburon Drive, Jacksonville, FL 32221Listed by DRB GROUP REALTY LLCAug 2026$316,000$2014/21,574440.1
1486 Panther Lake Parkway, Jacksonville, FL 32221Listed by SUPREME PATH BROKERAGE LLCSep 2026$415,000$1784/32,329850.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$350,990
Price / Sq Ft$179
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,960
Total Structure Area2,477 sq ft
Acres0.14 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryChaffee Trail
MiddleChaffee Trail
HighBaldwin

Community Information

Address1341 Hammock Dunes Drive, Jacksonville, FL 32221
Area065-Panther Creek/Adams Lake/Duval County-SW
SubdivisionPanther Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32221
Lot Size6,098.4 sq ft
Lot Dimensions46x110
Parcel Number0018606880
ZoningPUD

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Management - Off Site, Park, Pickleball, Playground
Community FeaturesSidewalks, Street Lights
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesKitchen Island, Open Floorplan, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit

Exterior

Patio / PorchCovered, Rear Porch
RoofShingle
ConstructionComposition Siding
Road SurfaceAsphalt, Paved
Road FrontagePrivate Road

Additional Information

Date ListedApril 23, 2026
Days on Market90
HOA Fees$435 / Annually
HOA FrequencyAnnually
HOA NamePanther Creek HOA C/O BCM Services
HOA Fee IncludesMaintenance Grounds
Tax Amount$1,064.47
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: DRB GROUP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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