This home is in Ocean Terrace, Jacksonville Beach — an oceanfront home in Northeast Florida.
Active·Listed today·Ocean Terrace
1107 1st Street S H
Jacksonville Beach, FL 32250
About this home
Ocean Terrace
OCEANFRONT, ATLANTIC OCEAN VIEW, PRIVATE BEACH ACCESS, 2025 Fully Renovated everything is new, brand NEW central HVAC system, not the typical floorplan, modern and open space, 2 bedroom and 2 bathrooms, balcony, master bedroom on the 3rd floor. Walkability to all the shops, restaurants, bars, parks, amphitheater, and tennis courts. Enjoy the peaceful sound of waves crashing from your bedroom. Close to UNIVERSITY, HOSPITAL..everything minutes away: Whole Foods, Sephora, Starbucks, Trader Joe's, Ulta, Tire Shops, Home Depot, Lowe's, Ross, Public, Walmart, burgers, Thai Food, Sushi, Le Petit Paris, Casa Marina... Ponte Vedra Beach right there with the prestigious PGA Tour even annually, featuring the world's top golfers. Only 12 units in the building.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
2025 property taxes (current owner): $6,511/yr
Estimated taxes if purchased at asking price: ~$9,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 3, 2026Listed$499,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Ocean Terrace
Ocean Terrace is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
View all Ocean Terrace homes for sale →Listing Courtesy of: STOPA LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines