Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a home near Atlantic Coast High School.

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Active

Active·5 days on market

5948 Bartram Village Drive

Jacksonville, FL 32258

$275,000$181/sqftEst. $1,421/moMLS# 2163359

Beds

Baths

1,520

Sq Ft

2012

Built

Garage

Pool

About this home

Jacksonville

Welcome to Bartram Springs , a well-established community packed with family-friendly amenities! Step inside this beautifully maintained townhome to find a bright and open floor plan, ideal for both everyday living and entertaining. Sunlight pours through the windows, offering views of the peaceful nature preserve just beyond your backyard. Upstairs, you'll discover three spacious bedrooms, each spacious and freshly painted to provide comfort & style.Enjoy a truly maintenance-free lifestyle, your HOA covers exterior upkeep, roof maintenance, irrigation, pest control, and lawn care, giving you more time to enjoy everything this exceptional neighborhood has to offer.Bartram Springs is rich in amenities, featuring multiple pools, tennis & pickleball courts, basketball courts, beach volleyball, dog parks, and beautifully maintained green spaces.Come experience the vibrant community spirit & relaxed lifestyle that make Bartram Springs one of the area's most desirable places to call home.

Cost to own

Mortgage calculator

Home Price

$275,000

Down Payment: 20%

$55,000

Interest Rate: 6.71%

Loan Term

Monthly Payment

$1,421

Principal & Interest: $1,421

Property taxes (est.): $449

Insurance (est.): $183

Estimated Total Monthly

$2,053

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$1,421

Property taxesest. at asking price, Duval County$449

HOAbilled annually$77

Estimated total, before insurance$1,947/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,062/yr · $255/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,062/yr

Estimated taxes if purchased at asking price: ~$5,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2012)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,783 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History