This home is in Jacksonville — a waterfront home in Jacksonville.
Active·52 days on market
248 Johnston Avenue
Jacksonville, FL 32211
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Welcome to a truly unique waterfront setting on Pottsburg Creek, a scenic tributary of the St. Johns River. This 3-bedroom, 2-bath home offers peaceful water views, beautiful sunsets and a quiet setting that feels tucked away while still convenient to everything Jacksonville has to offer. Enjoy the waterfront from your own charming dock, with navigability to the St. Johns River during higher tides. Adding to the privacy and uniqueness of the property, the seller also owns the parcel directly across the water, helping preserve the natural view with no home built directly opposite the property. The elevated home features spacious living areas, a 2-car carport and plenty of potential for a buyer to make it their own. Whether relaxing by the water, enjoying an evening sunset or heading out by boat, this property offers a rare opportunity to enjoy waterfront living in the heart of Jacksonville.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1966)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,680 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Atlantic Blvdabout 11 mi · 50 parking spaces
Closest park or preserve
Reddie Point Preserveabout 5 mi · 1.2 mi of trails
Closest public boat ramp
Arlington Road Public Boat Rampabout 2 mi · St. Johns River
Closest kayak & paddleboard launch
Bee Street Park – Paddlecraft Accessabout 4 mi · Saint Johns River
Closest youth league fields
Christ the King fieldsabout 0.5 mi · Baseball, Softball
Closest grocery store
Publixabout 1 mi · 5858 Atlantic Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,829/yr
Estimated taxes if purchased at asking price: ~$8,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 22, 2026Price change$439,000−$10,000
- Sep 3, 2026Listed$449,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $182/sq ft; this home is listed at $225/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 7227 Wendy Circle, Jacksonville, FL 32211Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $345,000 | $172 | 4/3 | 2,002 | 65 | 0.3 |
| 168 Odell Street, Jacksonville, FL 32211Listed by JWB REALTY LLC | Oct 2026 | $270,000 | $163 | 4/2.5 | 1,660 | 36 | 0.4 |
| 681 Mickler Road, Jacksonville, FL 32211Listed by BOLD & SOLD LLC | Sep 2026 | $345,000 | $182 | 3/2 | 1,898 | 8 | 0.5 |
| 400 Cranes Landing Court, Jacksonville, FL 32216Listed by EXP REALTY LLC | Oct 2026 | $290,000 | $192 | 3/2 | 1,514 | 215 | 0.7 |
| 704 Seabrook Cove Road, Jacksonville, FL 32211Listed by MOMENTUM REALTY | Sep 2026 | $385,000 | $231 | 4/2 | 1,664 | 59 | 0.7 |
| 261 Glynlea Road, Jacksonville, FL 32216Listed by WATSON REALTY CORP | Sep 2026 | $230,000 | $167 | 3/1 | 1,377 | 5 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ROUND TABLE REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines