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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ocean Grove Condos, Palm Valley — a gated community home in Ponte Vedra Beach.

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Sold

Sold·Closed Oct 21, 2026·20 days on market·Recent sales in Ocean Grove Condos·Ocean Grove Condos

9 Arbor Club Drive Drive 105

Palm Valley, FL 32082

$240,000sold priceListed at $275,000 · 87.3% of askingMLS# 2163105
2
Beds
2
Baths
0
Sq Ft
1992
Built
—
Garage
No
Pool

8 more homes for sale in Ocean Grove Condos →Search Ocean Grove Condos on the map

FEMA Zone XHOA $526/moCondominium1 story

About this home

Ocean Grove Condos

Two bed, two bath ground floor unit In Ocean Grove Condos with PRIVATE BEACH ACCESS!! Updated unit with lovely water views, front and back screened porches. Brand new flooring, stainless appliances. Community pool, tennis and pickle ball court, volleyball, dogpark, bbq grills, clubhouse and large vehicle parking for trailer or boat , and more! Go and Show!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,329
Property taxesest. at asking price, St. Johns County$319
HOAbilled monthly$526
Estimated total, before insurance$2,175/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,307/yr · $192/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · St Johns County Utilities

County records show this parcel on central sewer served by St Johns County Utilities — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,768 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,307/yr

Estimated taxes if purchased at asking price: ~$3,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 21, 2026Closed$275,000
  • Sep 22, 2026Pending$275,000
  • Sep 2, 2026Listed$275,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7 Arbor Club Drive 102, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$216,000$2861/175550
7 Arbor Club Drive 211, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA COASTAL REALTY, INC.Jul 2026$235,000$2112/21,116920
27 Arbor Club Drive 106, Ponte Vedra Beach, FL 32082Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$240,000$2152/21,11670.1
404 Vista Lagoon Court D-1, Ponte Vedra Beach, FL 32082Listed by NON MLS (realMLS)Oct 2026$140,000—3/2—00.2
100 Fairway Park Boulevard 1908, Ponte Vedra Beach, FL 32082Listed by ERA ONETEAM REALTYOct 2026$152,000—1/1—60.2
871 Coral Reef Way Way, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$180,000$2451/1734690.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$275,000
Bedrooms2
Bathrooms2.00
Full Baths2
Year Built1992
TypeResidential
Sub-TypeCondominium
StyleFlat
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
Direction FacesEast

School Information

Community Information

Address9 Arbor Club Drive Drive 105, Palm Valley, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionOcean Grove Of Ponte Vedra Condo
CityPalm Valley
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0615130905
ZoningCondominium

Amenities

AmenitiesPool, Barbecue, Car Wash Area, Clubhouse, Dog Park, Fitness Center, Gated, Pickleball, Playground, Tennis Court(s), Trash
Community FeaturesGated
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking
ViewPond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity Gate

Exterior

Patio / PorchFront Porch, Rear Porch, Screened
RoofShingle
ConstructionFrame, Stucco, Wood Siding
Other StructuresGazebo, Tennis Court(s)
Road SurfacePaved

Additional Information

Date ListedSeptember 2, 2026
Days on Market20
HOA Fees$526 / Monthly
HOA FrequencyMonthly
HOA NameFirst Service Residential
HOA Fee IncludesMaintenance Grounds, Pest Control, Sewer, Trash
Tax Amount$2,306.58
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Ocean Grove Condos

Ocean Grove Condos is a neighborhood in Ponte Vedra Beach Condos, FL (St. Johns County), ZIP 32082.

View all Ocean Grove Condos homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines