Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Summer House, Ponte Vedra Beach — a home near Ponte Vedra High School.

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Active Under Contract

Active Under Contract·6 days on market·Summer House

100 Fairway Park Boulevard 1908

Ponte Vedra Beach, FL 32082

$158,900Est. $819/moMLS# 2158708

Beds

Baths

Sq Ft

1986

Built

—

Garage

Pool

About this home

Summer House

This desirable one bedroom one bathroom, second-story, two-level floor plan offers the privacy and feel of a townhome. The main level welcomes you with a bright and inviting living room centered around a cozy wood-burning fireplace, a spacious kitchen with a breakfast bar that opens to the living and dining areas, and a convenient laundry area. Upstairs, you'll find a generously sized primary suite featuring an upgraded bathroom and ample closet space, creating a comfortable private retreat. Whether you're searching for a primary residence, a weekend beach retreat, or a turnkey investment opportunity, this move-in ready Summer House condo offers the perfect combination of comfort, convenience, and one of Ponte Vedra Beach's most desirable locations. Vacant and ready for immediate occupancy, this home allows you to move in or begin enjoying the beach lifestyle - or begin generating rental income - without delay. Located by resort-style amenities including two swimming pools, ....

Cost to own

Mortgage calculator

Home Price

$158,900

Down Payment: 20%

$31,780

Interest Rate: 6.69%

Loan Term

Monthly Payment

$819

Principal & Interest: $819

Property taxes (est.): $211

Insurance (est.): $106

Estimated Total Monthly

$1,137

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$819

Property taxesest. at asking price, St. Johns County$211

HOAbilled monthly$366

Estimated total, before insurance$1,397/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,014/yr · $168/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,014/yr

Estimated taxes if purchased at asking price: ~$2,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA - water/sewer

County records show this parcel on central sewer served by JEA - water/sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,822 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History