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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

$374,0003 bd · 2 ba · 1,712 sq ft

Active·70 days on market

1164 Day Avenue

Jacksonville, FL 32205

$374,000$218/sqftEst. $2,039/mo mortgageMLS# 2162770
↓ $25,900 below original list
3
Beds
2
Baths
1,712
Sq Ft
1947
Built
1
Garage
No
Pool
FEMA Zone XNo HOA5,227 sqft lotSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

This charming 3/2 Avondale bungalow offers good space and a really smart flow with a living room in the front and then an open kitchen and family room with wood beams overlooking the backyard. It's a great setup for entertaining friends and family. There are hardwood floors throughout and tongue and groove ceilings, and double pane windows with blinds. The updated kitchen features granite countertops, recessed lighting, and stainless steel appliances. There is indoor laundry, two full bathrooms, and a detached workshop that would make an ideal gym space. Primary bedroom has great closet space. The flow of the house just works well. The low maintenance backyard is private and shaded. It's a short walk to local parks and a quick bike ride to the Shops of Avondale or Murray Hill. Electrical is fully updated and roof new 2025 and HVAC new 2026. You will love this house!

Next steps in Jacksonville

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,039
Property taxesest. at asking price, Duval County$611
Estimated total, before insurance$2,650/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,158/yr · $347/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$374,000
$74,800
Loan Term
Monthly Payment
$2,039
Principal & Interest: $2,039
Property taxes (est.): $611
Insurance (est.): $249
Estimated Total Monthly
$2,899
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Membrane, Shingle — 2025 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,360 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Southwest-facing backyard — long light and winter sunsets

The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 6:48 AM, sunset 5:33 PM.

  • The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
  • Summer late-afternoons run hot, and shading the lanai’s west edge earns its keep.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,158/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 1, 2026Price change$374,000−$15,900
  • Oct 12, 2026Price change$389,900−$10,000
  • Aug 31, 2026Listed$399,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $209/sq ft; this home is listed at $218/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1248 Lechlade Street, Jacksonville, FL 32205Listed by ROOT REALTY LLCNov 2026$195,000$1533/11,27300.1
2944 Olga Place, Jacksonville, FL 32205Listed by COMPASS FLORIDA LLCOct 2026$439,000$3223/21,3641280.3
3528 Randall Street, Jacksonville, FL 32205Listed by UNITED REAL ESTATE GALLERYOct 2026$295,000$2093/11,409990.4
2859 Sydney Street, Jacksonville, FL 32205Listed by THE LEGENDS OF REAL ESTATEOct 2026$337,500$1525/32,216120.5
3519 College Street, Jacksonville, FL 32205Listed by HOMEZU.COM OF FLORIDASep 2026$180,000$1093/1.51,656280.6
1620 Cherry Street, Jacksonville, FL 32205Listed by OPENDOOR BROKERAGE, LLC.Oct 2026$480,000$2423/2.51,9871030.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$374,000
Price / Sq Ft$218
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,712
Acres0.12 acres
Year Built1947
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesNortheast

School Information

ElementaryWest Riverside
HighRiverside

Community Information

Address1164 Day Avenue, Jacksonville, FL 32205
Area032-Avondale
SubdivisionRiverside Terrace
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size5,227.2 sq ft
Parcel Number0792440000
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Natural Gas Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Off Street

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Open Floorplan, Smart Thermostat
AppliancesConvection Oven, Dishwasher, Dryer, Electric Range, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air
FlooringTile, Wood
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionHistoric Area
FencingBack Yard
RoofMembrane, Shingle
ConstructionBrick, Brick Veneer, Frame
Other StructuresWorkshop
Road FrontageCity Street

Additional Information

Date ListedSeptember 1, 2026
Days on Market70
Tax Amount$4,158.08
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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