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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fox Creek, Jacksonville.

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Active Under Contract

Active Under Contract·41 days on market·Fox Creek

7774 Island Fox Road

Jacksonville, FL 32222

$329,900$172/sqftEst. $1,827/moMLS# 2162637
4
Beds
2
Baths
1,914
Sq Ft
2021
Built
2
Garage
No
Pool

4 more homes for sale in Fox Creek →Search Fox Creek on the map

FEMA Zone XHOA $74/mo6,098 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Fox Creek

Conveniently located in the Oakleaf area! This 4-bedroom, 2-bathroom home offers the perfect blend of comfort and style, with easy access to Oakleaf Town Center, NAS Jax, and SR23 for seamless commuting. Inside you're greeted by the elegant ambiance of this meticulously maintained home. The heart of the house boasts a beautifully appointed kitchen featuring sleek granite countertops, stainless steel appliances, and a spacious pantry, making meal preparation a delight. Designed for optimal privacy and functionality, the split bedroom floor plan offers a tranquil retreat for every member of the household. Relax and unwind in the spacious master suite, complete with a luxurious en-suite bathroom and ample closet space. Entertain guests or simply enjoy the serene Florida weather in the expansive screened paver lanai, perfect for evening dining or morning coffee. This home also comes with the added convenience of a water softener, Schedule your showing today !!

Next steps in Fox Creek

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,827
Property taxesest. at asking price, Duval County$539
HOAbilled quarterly$74
Estimated total, before insurance$2,440/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,039/yr · $420/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$329,900
$65,980
Loan Term
Monthly Payment
$1,827
Principal & Interest: $1,827
Property taxes (est.): $539
Insurance (est.): $220
Estimated Total Monthly
$2,586
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,730 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,039/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 1, 2026Active Under Contract$329,900
  • Aug 31, 2026Listed$329,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $174/sq ft; this home is listed at $172/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7924 Island Fox Road, Jacksonville, FL 32222Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$355,000$1744/32,04290.1
10013 Sitting Fox Drive, Jacksonville, FL 32222Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$289,000$1793/21,6181020.2
10076 Kit Fox Parkway, Jacksonville, FL 32222Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$270,000$1613/21,677680.3
8250 Cape Fox Drive, Jacksonville, FL 32222Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$345,000$1593/2.52,165860.4
7781 Dunhill Court, Jacksonville, FL 32222Listed by UNITED REAL ESTATE GALLERYSep 2026$339,000$2213/21,537110.4
518 Vonron Drive, Jacksonville, FL 32222Listed by UNITED REAL ESTATE GALLERYAug 2026$300,000$1692/21,777600.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$329,900
Price / Sq Ft$172
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,914
Acres0.14 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address7774 Island Fox Road, Jacksonville, FL 32222
Area067-Collins Rd/Argyle/Oakleaf Plantation (Duval)
SubdivisionFox Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32222
Lot Size6,098.4 sq ft
Parcel Number0164111235
ZoningResidential

Amenities

AmenitiesPool, Playground
UtilitiesCable Available, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesOpen Floorplan, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchScreened
FencingBack Yard, Privacy, Vinyl
RoofShingle
ConstructionVinyl Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 31, 2026
Days on Market31
HOA Fees$222 / Quarterly
HOA FrequencyQuarterly
Tax Amount$5,039.23
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Fox Creek

Fox Creek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32222.

View all Fox Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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