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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fox Creek, Jacksonville.

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Pending

Pending·47 days on market·Fox Creek

8106 Cape Fox Drive

Jacksonville, FL 32222

$325,000$162/sqftEst. $1,800/moMLS# 2161543
3
Beds
2.5
Baths
2,007
Sq Ft
2017
Built
2
Garage
No
Pool

4 more homes for sale in Fox Creek →Search Fox Creek on the map

FEMA Zone XHOA $77/mo8,276 sqft lotSingle Family Residence2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Fox Creek

Welcome to this like-new 3 bedroom, 2.5 bath home with beautiful pond views and a 2 car garage. The main level features a spacious living area with tile flooring, a kitchen with stainless steel appliances and a large center island, and plenty of room for dining and entertaining. Upstairs, you'll find three bedrooms, including a spacious primary bedroom with an ensuite bath, along with additional living space and a convenient laundry room. Enjoy the peaceful pond setting from the home, with shopping, dining, and everyday amenities nearby. Easy to show!

Next steps in Fox Creek

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,800
Property taxesest. at asking price, Duval County$531
HOAbilled quarterly$77
Estimated total, before insurance$2,408/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,542/yr · $462/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$325,000
$65,000
Loan Term
Monthly Payment
$1,800
Principal & Interest: $1,800
Property taxes (est.): $531
Insurance (est.): $217
Estimated Total Monthly
$2,548
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,777 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:27 AM, sunset 7:01 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,542/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 9, 2026Pending$325,000
  • Aug 24, 2026Listed$325,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $174/sq ft; this home is listed at $162/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10076 Kit Fox Parkway, Jacksonville, FL 32222Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$270,000$1613/21,677680.1
10013 Sitting Fox Drive, Jacksonville, FL 32222Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$289,000$1793/21,6181020.2
8250 Cape Fox Drive, Jacksonville, FL 32222Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$345,000$1593/2.52,165860.2
7924 Island Fox Road, Jacksonville, FL 32222Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$355,000$1744/32,04290.3
7781 Dunhill Court, Jacksonville, FL 32222Listed by UNITED REAL ESTATE GALLERYSep 2026$339,000$2213/21,537110.6
518 Vonron Drive, Jacksonville, FL 32222Listed by UNITED REAL ESTATE GALLERYAug 2026$300,000$1692/21,777600.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$325,000
Price / Sq Ft$162
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,007
Total Structure Area2,551 sq ft
Acres0.19 acres
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesEast

Community Information

Address8106 Cape Fox Drive, Jacksonville, FL 32222
Area067-Collins Rd/Argyle/Oakleaf Plantation (Duval)
SubdivisionFox Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32222
Lot Size8,276.4 sq ft
Parcel Number0164107680

Amenities

UtilitiesElectricity Available
Water SourcePublic
ParkingAttached, Garage
ViewPond

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo

Exterior

Lot DescriptionCorner Lot
Patio / PorchRear Porch, Screened
FencingBack Yard
RoofShingle
ConstructionWood Siding

Additional Information

Date ListedAugust 24, 2026
Days on Market13
HOA Fees$230.05 / Quarterly
HOA FrequencyQuarterly
Tax Amount$5,541.64
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SOVEREIGN REAL ESTATE GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Fox Creek

Fox Creek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32222.

View all Fox Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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