Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville.

1 / 37

Active

Active·42 days on market

6384 Longleaf Branch Drive

Jacksonville, FL 32222

$360,000$158/sqftEst. $1,836/moMLS# 2150333

Beds

Baths

2,278

Sq Ft

2020

Built

Garage

Pool

About this home

Jacksonville

Welcome to this beautifully designed 4-bedroom, 3.5-bath home in the sought-after Longleaf community, where modern style meets everyday functionality. Built in 2020, this home offers over 2,200 square feet of thoughtfully designed space, with an open-concept floor plan that seamlessly connects the grand entry way with the kitchen, dining, and living areas, creating the perfect setting for both everyday living and entertaining. The heart of the home is the well-appointed kitchen, featuring generous counter space, and a large island overlooking the main living area. The spacious first-floor primary suite offers a private retreat with a well-appointed en suite bath, while upstairs you'll find three additional bedrooms and a versatile loft that can easily serve as a second living area, media room, playroom, or home office. A few more stand out features is the screened lanai, fully fenced yard, and the amenity center!

Cost to own

Mortgage calculator

Home Price

$360,000

Down Payment: 20%

$72,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,836

Principal & Interest: $1,836

Property taxes (est.): $588

Insurance (est.): $240

Estimated Total Monthly

$2,663

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,836

Property taxesest. at asking price, Duval County$588

HOAbilled monthly$88

Estimated total, before insurance$2,511/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,425/yr · $535/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $408,100 in April 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$340,507	$340,507	—
2024	$328,801	$278,801	▲ $15,000
2023	$326,453	$294,918	—
2022	$285,205	$268,108	—
2021	$243,735	$243,735	—

2025 property taxes (current owner): $6,425/yr

Estimated taxes if purchased at asking price: ~$7,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,735 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History