Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

No photos available

This listing has no photos yet

Active

Active·Listed today

37 Grove Avenue

St. Augustine, FL 32084

$600,000$405/sqftEst. $3,085/moMLS# 2162182
3
Beds
2
Baths
1,483
Sq Ft
1895
Built
Garage
No
Pool

About this home

St. Augustine

RARE land + location play in the heart of St. Augustine's Historic District. Zoned HP-5 (residential or commercial per city code) on a street where sales are rare. Vacant for years, in poor/uninhabitable condition; sellers have not occupied the property and make no representations as to its full condition. Priced for land value. Rebuild, renovation, STR, or business use subject to City of St. Augustine zoning, HARB, and permitting approval -- not confirmed by seller. Sold AS-IS, WHERE-IS, all faults. Cash or renovation/rehab financing only. Buyer to independently verify zoning, HARB, STR, and permitted uses with the City prior to offer, and to conduct own due diligence. Access by appointment only.

Cost to own

Mortgage calculator

$600,000
$120,000
Loan Term
Monthly Payment
$3,085
Principal & Interest: $3,085
Property taxes (est.): $798
Insurance (est.): $400
Estimated Total Monthly
$4,283
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,085
Property taxesest. at asking price, St. Johns County$798
Estimated total, before insurance$3,883/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,477/yr · $456/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,477/yr

Estimated taxes if purchased at asking price: ~$9,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 27, 2026Listed$600,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$600,000
Price / Sq Ft$405
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,483
Acres0.19 acres
Year Built1895
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address37 Grove Avenue, St. Augustine, FL 32084
Area322-Downtown St Augustine
SubdivisionKingsland
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size8,276.4 sq ft
Parcel Number1939800000

Amenities

UtilitiesSewer Connected, Water Connected
Water SourcePublic
ParkingOther, Off Street, On Street

Interior

AppliancesNone
HeatingNone
CoolingWall/Window Unit(s)
# of Stories2

Additional Information

Date ListedAugust 27, 2026
Days on Market0
Tax Amount$5,476.97
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS JACKSONVILLE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke