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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns — a home near Bartram Trail High School.

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Active

Active·45 days on market

180 Spruce Hill Point

St. Johns, FL 32259

$479,000$229/sqftEst. $2,653/moMLS# 2162083
3
Beds
2.5
Baths
2,091
Sq Ft
2025
Built
2
Garage
No
Pool
FEMA Zone XHOA $4/mo5,663 sqft lotSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

St. Johns

Like new and move-in ready! This beautifully maintained 3-bedroom, 2.5-bath home with a spacious bonus/loft area is located in the desirable Bluffs at RiverTown. The downstairs features a large, open living space designed for everyday living and entertaining. The fully equipped kitchen opens to the dining and family rooms and features 42-inch white cabinetry, tile backsplash, a large island with breakfast bar, and an oversized walk-in pantry offering plenty of storage. Just off the dining area, sliding glass doors lead to the screened lanai overlooking the large, fully fenced backyard. With a peaceful preserve backdrop and plenty of room to enjoy the outdoors, this is a backyard you'll love! Upstairs, you'll find a spacious loft/bonus area, perfect for movie nights, a kids' playroom, home office, or additional living space. The owner's suite is generously sized and features a large walk-in closet and private bath with dual vanities and a walk-in shower. Conveniently located just off

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,653
Property taxesest. at asking price, St. Johns County$637
HOAbilled annually$4
Estimated total, before insurance$3,295/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$479,000
$95,800
Loan Term
Monthly Payment
$2,653
Principal & Interest: $2,653
Property taxes (est.): $637
Insurance (est.): $319
Estimated Total Monthly
$3,610
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 27, 2026Listed$479,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $277/sq ft; this home is listed at $229/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
295 Palomar Drive, St. Johns, FL 32259Listed by LPT REALTY LLCSep 2026$560,000$2633/22,126280.3
442 Sir Barton Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESAug 2026$749,000$2773/32,7051440.5
371 Sir Barton Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESAug 2026$750,000$2773/32,7051250.5
434 Appalachian Trail, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESOct 2026$468,432$2233/2.52,096180.6
457 Appalachian Trail, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESOct 2026$532,000$2125/32,511570.6
326 Sir Barton Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESSep 2026$750,000$2773/32,7051730.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$479,000
Price / Sq Ft$229
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,091
Acres0.13 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Zoned elementaryHallowes Cove Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryHallowes Cove Academy
Reported middleGamble Rogers
Reported highBartram Trail
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address180 Spruce Hill Point, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionRivertown Bluffs
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size5,662.8 sq ft
Parcel Number0009710170

Amenities

AmenitiesPool, Barbecue, Basketball Court, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Restaurant, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchFront Porch, Rear Porch, Screened
FencingBack Yard, Privacy, Wrought Iron
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedAugust 27, 2026
Days on Market24
HOA Fees$53 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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