This home is in Jacksonville — a waterfront home in Jacksonville.
Pending·59 days on market
11588 Fort Caroline Lakes Drive
Jacksonville, FL 32225
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Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
OFFERING UP TO 1.5% towards closing costs, rate buy down, and/or prepaids with preferred lender. This is not your typical townhome. Tucked along the water, this truly one-of-a-kind property offers a lifestyle that is incredibly hard to find, with your own back deck and private dock just steps from your door. Spend your mornings sipping coffee overlooking the lake, and evenings swimming, fishing, or unwinding by the water. With the ability to keep a boat right at your dock, spontaneous days on the lake can become part of everyday life. Inside, the home offers a flexible layout including a loft that can easily become a play space, home office, or whatever fits your lifestyle best. The combination of indoor versatility and exceptional outdoor living makes this property feel more like a private waterfront retreat. This is the kind of townhome that rarely comes along. Schedule your showing today!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1989)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,715 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Kathryn Abbey Hanna Park (10 & 11)about 7 mi · 200 parking spaces
Closest park or preserve
Theodore Roosevelt Area and Fort Caroline (Timucuan Preserve)about 3 mi · 9.3 mi of trails
Closest public boat ramp
Fulton Road Unimproved Landingabout 3 mi · St. Johns River
Closest kayak & paddleboard launch
Joe Carlucci Sisters Creek Park – Paddlecraft Launch Beachabout 4 mi · St. Johns River
Closest youth league fields
Ed Austin Regional Parkabout 0.9 mi · Baseball, Softball, Soccer
Closest grocery store
Aldiabout 0.9 mi · 1531 Monument Rd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:36 AM, sunset 6:44 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
History
Price & status history
- Oct 5, 2026Pending$298,999
- Sep 23, 2026Price change$298,999−$1,000
- Sep 3, 2026Price change$299,999−$15,001
- Aug 27, 2026Listed$315,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $169/sq ft; this home is listed at $196/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 11648 Ft Caroline Lakes Drive, Jacksonville, FL 32225Listed by FADER & CO REALTY LLC | Sep 2026 | $261,000 | $178 | 3/2 | 1,469 | 5 | 0.1 |
| 11690 Tanager Drive, Jacksonville, FL 32225Listed by UNITED REAL ESTATE GALLERY | Jul 2026 | $235,000 | $167 | 3/2.5 | 1,404 | 107 | 0.2 |
| 11341 Skimmer Court, Jacksonville, FL 32225Listed by NEXTHOME ENDLESS SUMMER | Jun 2026 | $225,000 | $150 | 3/2 | 1,505 | 35 | 0.2 |
| 11426 Skimmer Court, Jacksonville, FL 32225Listed by UNITED REAL ESTATE GALLERY | May 2026 | $255,000 | $169 | 3/2 | 1,505 | 4 | 0.2 |
| 11477 Ft Caroline Lakes Drive N, Jacksonville, FL 32225Listed by FLORIDA HOMES REALTY & MTG LLC | Jun 2026 | $270,000 | $178 | 4/3.5 | 1,517 | 52 | 0.3 |
| 1855 Oak Water Drive, Jacksonville, FL 32225Listed by INI REALTY | Sep 2026 | $180,000 | $147 | 2/2 | 1,226 | 33 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REAL BROKER LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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