Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

1 / 24

Active

Active·31 days on market

7208 Sabal Terrace

Jacksonville, FL 32210

$199,990$169/sqftEst. $1,068/moMLS# 2161745

Beds

2.5

Baths

1,180

Sq Ft

2026

Built

—

Garage

Pool

FEMA Zone XHOA $130/mo3,485 sqft lotTownhouse2 storiesNew construction

About this home

Jacksonville

What's Special: Covered Patio | 2nd Floor Laundry Room | Walk-In Closets. New Construction - December Completion! Built by America's Most Trusted Home Builder. Welcome to the Rowan at 7208 Sabal Terrace in Sabal Terrace! This charming two-story home offers a bright and open layout designed for comfortable everyday living. The spacious great room flows effortlessly into the dining area and kitchen, where a large peninsula and walk-in pantry create the perfect setting for any size gathering. Just beyond the kitchen, the covered lanai provides a relaxing outdoor space to enjoy morning coffee or unwind at the end of the day. Upstairs, the private primary suite features a full bathroom and generous closet space, while a secondary bedroom and full bathroom offers flexibility. Thoughtful storage and convenient upstairs laundry complete this inviting home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,068

Property taxesest. at asking price, Duval County$327

HOAbilled monthly$130

Estimated total, before insurance$1,524/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$199,990

Down Payment: 20%

$39,998

Interest Rate: 7.03%

Loan Term

Monthly Payment

$1,068

Principal & Interest: $1,068

Property taxes (est.): $327

Insurance (est.): $133

Estimated Total Monthly

$1,528

*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water from JEA per the county inventory.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,544 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:17 AM, sunset 7:19 PM.

The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

Aug 25, 2026Listed$199,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$199,990

Price / Sq Ft$169

Bedrooms2

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,180

Acres0.08 acres

Year Built2026

TypeResidential

Sub-TypeTownhouse

StyleContemporary, Craftsman

Property ConditionUnder Construction

StatusActive

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesNorth

School Information

ElementaryJacksonville Heights

MiddleWestside

HighWestside High School

Community Information

Address7208 Sabal Terrace, Jacksonville, FL 32210

Area063-Jacksonville Heights/Oak Hill/English Estates

SubdivisionSabal Terrace Townhomes

CityJacksonville

CountyDuval

StateFL

Zip Code32210

Lot Size3,484.8 sq ft

Lot Dimensions17x130

Parcel Number0138440030

ZoningResidential

Amenities

Community FeaturesSidewalks, Curbs

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Attached, Guest

Interior

Interior FeaturesHis and Hers Closets, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Upper Level, Washer Hookup

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Exterior FeaturesImpact Windows

Lot DescriptionSprinklers In Front, Sprinklers In Rear

Patio / PorchCovered, Front Porch, Patio

FencingBack Yard, Vinyl

RoofShingle

ConstructionComposition Siding, Concrete, Frame

Road SurfacePaved

Additional Information

Date ListedAugust 25, 2026

Days on Market0

HOA Fees$130 / Monthly

HOA FrequencyMonthly

HOA NameSabal Terrace Townhomes Homeowners Association

HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Other

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan, Other

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: TAYLOR MORRISON REALTY OF FLA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Keep looking

More homes in Sabal Terrace Townhomes