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This home is in St. Augustine — a waterfront home in St. Johns County.

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136 Southern Grove Drive

St. Augustine, FL 32259

$479,900$279/sqftEst. $2,465/moMLS# 2161613

Beds

Baths

1,722

Sq Ft

1997

Built

Garage

Pool

About this home

St. Augustine

Welcome to this beautifully renovated home in the highly sought-after Southern Grove community! Ideally located in St. Johns County and zoned for some of the area's top-rated schools, this move-in-ready home offers modern style, thoughtful updates, and an exceptional outdoor setting. Completely renovated inside and out, the home features new flooring and interior paint, updated lighting and plumbing fixtures, and beautifully remodeled kitchen and bathrooms. The updated kitchen showcases white shaker cabinetry, granite countertops, and a brand-new stainless-steel appliance package. The floor plan has been opened to create a bright, spacious living area with high ceilings, making the home ideal for both everyday living and entertaining. Sliding glass doors provide a seamless connection to the outdoor living space, where a paver patio and hot tub overlook a large, fully fenced backyard with a tranquil pond and preserve views. Enjoy plenty of room for enjoying the Florida lifestyle.

Cost to own

Mortgage calculator

Home Price

$479,900

Down Payment: 20%

$95,980

Interest Rate: 6.65%

Loan Term

Monthly Payment

$2,465

Principal & Interest: $2,465

Property taxes (est.): $639

Insurance (est.): $320

Estimated Total Monthly

$3,423

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$2,465

Property taxesest. at asking price, St. Johns County$639

HOAbilled annually$46

Estimated total, before insurance$3,149/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,040/yr · $420/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$349,434	$349,434	—
2024	$357,900	$9,278	—
2023	$339,763	$8,847	—
2022	$296,999	$8,430	—
2021	$234,934	$56,167	—
2020	$211,622	$54,860	—

2025 property taxes (current owner): $5,040/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History