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Active·Listed today

4552 Misty Dawn Court S

Jacksonville, FL 32277

$375,000$243/sqftEst. $1,926/moMLS# 2161483

Beds

Baths

1,545

Sq Ft

2000

Built

Garage

Pool

About this home

Jacksonville

2.374% VA Assumable Loan Available plus a boaters dream home!! This 3-bedroom, 2-bath, plus full flex room home is made for the boating lifestyle! Park your boat right in the backyard on the dedicated paver area, then head less than 1/4 mile down the road to launch at the Lions Club Boat Ramp. With flexible living space and boat access this close to home, this property offers a setup that's hard to find. Inside, the remodeled open kitchen features an oversized quartz island, real wood cabinetry, stainless steel appliances, and recessed LED lighting. No Carpet in the entire home! The primary suite includes an updated bath with quartz counters, double sinks, soaking tub with quartz surround, barn doors, smart Bluetooth exhaust fan, and a custom walk-in closet system. A full formal dining room can also serve as a playroom, office, or potentially be enclosed for an additional bedroom. Major updates are already done with a 2020 roof and HVAC, plus fresh interior paint throughout!

Cost to own

Mortgage calculator

Home Price

$375,000

Down Payment: 20%

$75,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$1,926

Principal & Interest: $1,926

Property taxes (est.): $612

Insurance (est.): $250

Estimated Total Monthly

$2,788

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,926

Property taxesest. at asking price, Duval County$612

HOAbilled annually$27

Estimated total, before insurance$2,565/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,269/yr · $356/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,269/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — 2020 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,676 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 26, 2026Active$375,000
Aug 24, 2026Listed$375,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$375,000

Price / Sq Ft$243

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,545

Acres0.15 acres

Year Built2000

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryFort Caroline

MiddleArlington

HighTerry Parker

Community Information

Address4552 Misty Dawn Court S, Jacksonville, FL 32277

Area041-Arlington

SubdivisionEmerald Bay

CityJacksonville

CountyDuval

StateFL

Zip Code32277

Lot Size6,534 sq ft

Parcel Number1123325570

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryIn Unit, Lower Level