This home is in Jacksonville — a pool home in Jacksonville.
Active·Listed today
1156 Monterey Street
Jacksonville, FL 32207
About this home
Jacksonville
Nestled in the heart of historic Miramar, this fully remodeled home on a rare oversized lot blends timeless charm with modern upgrades - all in a highly walkable neighborhood near San Marco, with top-rated schools. Inside boasts refinished original hardwood floors, fresh interior paint, and updated baths. The White shaker kitchen cabinets with quartz countertops and stainless steel appliances create a warm, elevated feel. Major improvements include a 2019 roof and replumb, 2020 A/C, new septic, and new first-floor windows in 2020. The backyard is a true showstopper, a private, resort-style retreat, perfect for entertaining and everyday living. Features include: a brand-new saltwater pool, in-ground trampoline, custom putting green, fire pit, and spacious deck, new sod, and full irrigation. Close to parks, restaurants and shops. Easy commute downtown, and close to major medical and transportation
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $562,709 | $343,038 | — |
| 2024 | $549,851 | $332,663 | ▼ $140 |
| 2023 | $559,000 | $321,518 | ▲ $8,235 |
| 2022 | $541,477 | $310,698 | — |
| 2021 | $378,931 | $300,193 | ▲ $8,028 |
| 2020 | $265,094 | $265,094 | ▼ $16,863 |
2025 property taxes (current owner): $6,633/yr
Estimated taxes if purchased at asking price: ~$13,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — 2019 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,637 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 27, 2026Listed$699,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines