Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra Beach a home near Ponte Vedra High School.

Photo 1 / 82
Active

Active·Listed today

169 Aruba Ln.

Ponte Vedra Beach, FL 32082

$455,000$403/sqftEst. $2,363/moMLS# 2164502
2
Beds
2
Baths
1,129
Sq Ft
1987
Built
1
Garage
No
Pool

About this home

Ponte Vedra Beach

TURN-KEY and MOVE-IN READY! Enjoy coastal living at its finest in this exceptionally maintained, pond-view, screened-in patio, updated & upgraded throughout, Ponte Vedra Beach home. Step inside to cathedral ceilings & skylights that fill the living space & hallway with natural light. The gorgeous, updated kitchen overlooks the living room & dining space with an open layout. Outdoor pavers flow along the side of the home & backyard, providing an excellent place for gathering & cookouts. NEW WINDOWS, BRAND-NEW A/C (Aug 2026), newer roof (approx. 4 yrs), & the freshly painted walls all contribute to making this 2-bedroom, 2-full bathroom, 1-car garage, twin-home property ideal as a permanent residence, retreat, or investment opportunity. Low monthly HOA dues include lawn maintenance, pest control, & access to community amenities--swimming pool, tennis & pickleball courts, & racquetball wall. Ideally located near shopping, dining, Mayo Clinic, Baptist Beaches Hospital, and the BEACH!

Cost to own

Mortgage calculator

$455,000
$91,000
Loan Term
Monthly Payment
$2,363
Principal & Interest: $2,363
Property taxes (est.): $605
Insurance (est.): $303
Estimated Total Monthly
$3,272
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$2,363
Property taxesest. at asking price, St. Johns County$605
HOAbilled monthly$96
Estimated total, before insurance$3,065/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,655 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 11, 2026Listed$455,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$455,000
Price / Sq Ft$403
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,129
Year Built1987
TypeResidential
Sub-TypeSingle Family Residence
StyleHalf Duplex
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address169 Aruba Ln., Ponte Vedra Beach, FL 32082
Area252-Ponte Vedra Beach-W Of A1A-N Of Solana Rd
SubdivisionThe Islands At Ponte Vedra Lakes
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0510950070
ZoningResidential

Amenities

AmenitiesPool, Maintenance Grounds, Pickleball, Racquetball, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryIn Garage
Window FeaturesSkylight(s)
SecuritySmoke Detector(s)

Exterior

Lot DescriptionDead End Street
Patio / PorchPatio, Screened
RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 11, 2026
Days on Market2
HOA Fees$96.14 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Pest Control
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines