This home is in Azalea Ridge, Middleburg.

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Active

1881 Sage Creek Place, Middleburg, FL 32068

$370,000

MLS# 2144065

Bedrooms

Bathrooms

2,031

Sq Ft

2020

Year Built

About This Home — 1881 Sage Creek Place

Offering 3% buyers closing costs with acceptable Offer! Beautiful 3/3 model-like home in a RARE gated 55+ active adult community in Middleburg! Located on a private preserve lot on a quiet cul-de-sac street, this 2020-built home shows like new. Just steps from the adult pool & clubhouse PLUS has access to the family resort-style amenity center w/pool slides, playground & more - perfect for visiting grandchildren! Open floorplan features a gorgeous white kitchen with 42'' cabinets, granite counters, California island, dining area & spacious family room. LVP flooring in main living areas, split bedroom layout, TWO private owners suites - ideal for guests or multigenerational living, plus a large laundry room. Primary suite offers dual vanities, oversized tiled shower & huge walk-in closet. Relax in the seasonal sunroom overlooking the preserve. HOA includes lawn & shrub maintenance for easy, low-maintenance Florida living near shopping, dining & medical facilities.

Features

Price$370,000

Price / Sq Ft$182

Bedrooms3

Bathrooms3.00

Full Baths3

Square Footage2,031

Acres0.16 acres

Year Built2020

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

55+ CommunityYes

Community Information

Address1881 Sage Creek Place, Middleburg, FL 32068

Area141-Middleburg NW

SubdivisionAzalea Ridge

CityMiddleburg

CountyClay

StateFL

Zip Code32068

Lot Size6,969.6 sq ft

Parcel Number36042400592400818

Amenities

AmenitiesPool, Other, Clubhouse, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Management - Full Time, Park, Playground, Trash

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyWindows

ParkingAttached, Garage, Garage Door Opener

ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, In-Law Floorplan, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile, Vinyl

# of Stories1

LevelsOne

LaundryIn Unit

SecuritySecurity Gate, Security System Owned, Smoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Dead End Street, Sprinklers In Front, Sprinklers In Rear

Patio / PorchFront Porch, Patio, Porch, Screened

RoofShingle

ConstructionFiber Cement, Frame

Road SurfaceAsphalt

Additional Information

Date ListedJune 26, 2026

Days on Market46

HOA Fees$225 / Monthly

HOA FrequencyMonthly

HOA NameAZALEA RIDGE

HOA Fee IncludesInsurance, Maintenance Grounds, Security

Tax Amount$4,751.76

Tax Year2025

Listing TermsAssumable, Cash, Conventional, FHA, VA Loan

55+ CommunityYes

New ConstructionNo

About Azalea Ridge

Azalea Ridge is a neighborhood in Jacksonville, FL (Clay County), ZIP 32068.

View all Azalea Ridge homes for sale →

Mortgage Calculator

Home Price

$370,000

Down Payment: 20%

$74,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$1,969

Principal & Interest: $1,969

Est. Taxes & Insurance: $492

Estimated Total Monthly

$2,462

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

True Monthly Cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,969

Property taxesest. at asking price, Clay County$570

HOAbilled monthly$225

Estimated total, before insurance$2,764/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Taxes & Assessment

Year	Market value	Taxable value	Change
2025	$331,134	$214,353	—

2025 property taxes (current owner): $4,752/yr

Estimated taxes if purchased at asking price: ~$6,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 921 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,590 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.