This home is in Azalea Ridge, Middleburg.
Active Under Contract·102 days on market·Azalea Ridge
1881 Sage Creek Place
Middleburg, FL 32068
8 more homes for sale in Azalea Ridge →Search Azalea Ridge on the map
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About this home
Azalea Ridge
Super Deal! Beautiful 3/3 model-like home in a gated 55+ active adult community in Middleburg! Located on a private preserve lot (no rear neighbors) on a quiet cul-de-sac street. This 2020-built home shows like new. Just steps from the adult pool & clubhouse PLUS has access to the family resort-style amenity center w/pool slides, playground & more - perfect for visiting grandchildren! Open floorplan features a gorgeous white kitchen with 42'' cabinets, granite counters, California island, dining area & spacious family room. LVP flooring in main living areas, split bedroom layout, TWO private owners suites - ideal for guests or multigenerational living, plus a large laundry room. Primary suite offers dual vanities, oversized tiled shower & huge walk-in closet. Relax in the seasonal sunroom overlooking the preserve. HOA includes lawn & shrub maintenance for easy, low-maintenance Florida living near shopping, dining & medical facilities.
Next steps in Azalea Ridge
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2020)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,590 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $331,134 | $214,353 | — |
| 2024 | $341,665 | $207,323 | — |
| 2023 | $343,140 | $199,537 | — |
| 2022 | $316,653 | $196,478 | — |
| 2021 | $244,639 | $189,139 | — |
| 2020 | $28,000 | $28,000 | — |
2025 property taxes (current owner): $4,752/yr
Estimated taxes if purchased at asking price: ~$6,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 31, 2026Active Under Contract$350,000
- Jul 9, 2026Price change$350,000−$20,000
- Jun 26, 2026Listed$370,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Azalea Ridge
Azalea Ridge is a neighborhood in Jacksonville, FL (Clay County), ZIP 32068.
View all Azalea Ridge homes for sale →Keep looking
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines